Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

997 LAUREL VALLEY Drive, Orange Park, FL 32065 (MLS# 1085354)

997 LAUREL VALLEY Drive, Orange Park, FL 32065

$344,715

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,903 Status: Closed

Current Price: $344,715 List Date: 12/04/2020 Last Modified: 9/30/2026

Overview

Description

The Camden II ''D'' is a 3 Bed, 2 Bath, 2 Car Garage Layout that is perfect for a small family! This home has everything you'll need; Added Stack Stone on the Front, Ceramic Tile Flooring on the Main Floor Living Area, 9' x 8' rear Sliding Glass Door leading to a Spacious Covered Lanai, Added Recessed Lighting and Pre-Wires for Pendant Lights, 9' Ceilings, 2'' Wood-Look Blinds throughout, Full Sod, Professional Landscape Package, Irrigation, and finally a Gourmet Kitchen featuring Upgraded White 42'' Kitchen Cabinets with the Optional Extended Cabinets for Additional Storage, Stainless Steel Double Ovens, Built-In Stainless Microwave/Hood Vented outside, 30'' Glass Cooktop, Dishwasher, and White Granite Countertops! All this in the One-of-a-Kind Eagle Landing Golf Course Community.

Listing Details MLS# 1085354

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1903
Living Area Source: Plans
Year Built: 2020
Lot Size Dimensions: 63 x 131
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 260
New Construction YN: Yes
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Directions: Model home address - 1130 AUTUMN PINES DR. ORANGE PARK, FL 32065
Public Remarks: The Camden II ''D'' is a 3 Bed, 2 Bath, 2 Car Garage Layout that is perfect for a small family! This home has everything you'll need; Added Stack Stone on the Front, Ceramic Tile Flooring on the Main Floor Living Area, 9' x 8' rear Sliding Glass Door leading to a Spacious Covered Lanai, Added Recessed Lighting and Pre-Wires for Pendant Lights, 9' Ceilings, 2'' Wood-Look Blinds throughout, Full Sod, Professional Landscape Package, Irrigation, and finally a Gourmet Kitchen featuring Upgraded White 42'' Kitchen Cabinets with the Optional Extended Cabinets for Additional Storage, Stainless Steel Double Ovens, Built-In Stainless Microwave/Hood Vented outside, 30'' Glass Cooktop, Dishwasher, and White Granite Countertops! All this in the One-of-a-Kind Eagle Landing Golf Course Community.
List Price/SqFt: 182.86
Sold Price/SqFt: 181.14

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Ranch Property Condition: Under Construction Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Tile Utilities: Cable Available; Other Cooling: Central Air; Electric; Zoned Heating: Central; Electric; Heat Pump; Zoned Water Source: Public Sewer: Public Sewer Green Energy Efficient: Appliances; Doors; HVAC; Windows Green Water Conservation: Low-Flow Fixtures Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Patio; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential; Single Family Association Amenities: Basketball Court; Boat Dock; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Playground; Tennis Court(s); Trash Association Fee Includes: Pest Control Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2020-12-04

Location Tax and Legal

Street Number: 997
Street Name: LAUREL VALLEY
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Eagle Landing

Status Change Information

Major Change Timestamp: 2023-11-16T22:12:33Z
Major Change Type: Price Change
Price Change Timestamp: 2021-02-11T16:56:22Z
Purchase Contract Date: 2021-02-13
Close Date: 2021-03-26
Close Price: 344715

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Utilities-Separate Irrigation Meter: Y, Club Amenities-Nature Trails: Y, Club Amenities-Game Room: Y, Football Field(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Parking Facilities-Keypad Entry: Y, Structure Builder: Dream Finders Homes, Seller May Pay Closing: Y, Golf Course Comm: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Builder Warranty: Y, Energy Features-Ridge Vents: Y, Dining-Living/Dining Combo: Y, Club Amenities-Bike Path: Y, Soccer Field(s): Y, Interior Amenities-Structured Wiring: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other

More Information

Room Information

Room Name
Family Room
Utility Room

Listing Office: DREAM FINDERS REALTY LLC

Last Updated: September - 30 - 2026

Information deemed reliable but not guaranteed.