Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

99 RUDDER CUT Road, St. Johns, FL 32259 (MLS# 2170261)

99 RUDDER CUT Road, St. Johns, FL 32259

$952,845

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,590 Status: Pending

Current Price: $952,845 List Date: 10/21/2026 Last Modified: 10/21/2026

Overview

Description

Enjoy comfortable living in the Aventura, complete with 3 bedrooms, 3.5 bathrooms, a flex room, and a 3-car garage.

Listing Details MLS# 2170261

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2590
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 150
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2936.02
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-12-16
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Senior Community YN: Yes
Directions: Head South on SR-9B toward CR-2209. Take the exit onto St. Johns N. Turn left onto Longleaf Pine Pkwy. Turn right onto Greenbriar Rd. Turn left onto Greenbriar Landing Pkwy and follow signs to our mod
Public Remarks: Enjoy comfortable living in the Aventura, complete with 3 bedrooms, 3.5 bathrooms, a flex room, and a 3-car garage.
List Price/SqFt: 367.89

Property Features

Architectural Style: Other Levels: One Property Condition: Under Construction Appliances: Dishwasher; Gas Cooktop; Gas Range; Microwave; Refrigerator; Other Interior Features: Built-in Features; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Home; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Porch Roof: Shingle Parking Features: Garage; Garage Door Opener; Gated Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond; Water Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground Association Fee Includes: Internet; Other Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Great Room; Loft; Utility Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-06-16

Location Tax and Legal

Street Number: 99
Street Name: RUDDER CUT
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Landings at Greenbriar

Status Change Information

Major Change Timestamp: 2026-10-21T17:35:00Z
Major Change Type: Status Change
Purchase Contract Date: 2026-06-17

DPR Eligible

DPR Eligible: No

More Information

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: October - 21 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.