Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

99 HOGAN Court, St. Johns, FL 32092 (MLS# 2102772)

99 HOGAN Court, St. Johns, FL 32092

$328,500

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,494 Lot Size (sq. ft.): 3,049 Status: Closed

Current Price: $328,500 List Date: 8/07/2025 Last Modified: 7/27/2026

Overview

Description

MOVE IN READY! Welcome to the Osprey floor plan by Lennar Townhomes a spacious unit offering 3 bedrooms, 2 bathrooms, and a two-car garage. Designed with Lennar's signature Everything's Included features, this home showcases stunning white quartz countertops, 42-inch cabinetry, and a full suite of Frigidaire stainless steel appliances, including a range, dishwasher, microwave, and refrigerator. Stylish ceramic wood-look tile is featured in all wet areas and extends through the living, dining, and hallway spaces. Additional highlights include quartz vanities, a water heater, window blinds throughout, a pre-screened lanai, a full sprinkler system, and a beautifully pavered driveway. St. Johns County delivers an unparalleled living experience blending Florida's coastal lifestyle with a vibrant, family-friendly environment rich in history, culture, and A rated schools. Enjoy added peace of mind with a one-year builder warranty. (Conditions may apply)

Listing Details MLS# 2102772

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1494
Living Area Source: Builder
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.07
Association YN: Yes
Association Fee: 236.25
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2446.71
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-09-30
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Take I95 to Exit 329, County Rd 210, head west for 4.5 miles, turn left onto Shearwater Parkway to round a bount head straight back to Timberwolf Trail turn left on Rosemont model on left.
Public Remarks: MOVE IN READY! Welcome to the Osprey floor plan by Lennar Townhomes a spacious unit offering 3 bedrooms, 2 bathrooms, and a two-car garage. Designed with Lennar's signature Everything's Included features, this home showcases stunning white quartz countertops, 42-inch cabinetry, and a full suite of Frigidaire stainless steel appliances, including a range, dishwasher, microwave, and refrigerator. Stylish ceramic wood-look tile is featured in all wet areas and extends through the living, dining, and hallway spaces. Additional highlights include quartz vanities, a water heater, window blinds throughout, a pre-screened lanai, a full sprinkler system, and a beautifully pavered driveway. St. Johns County delivers an unparalleled living experience blending Florida's coastal lifestyle with a vibrant, family-friendly environment rich in history, culture, and A rated schools. Enjoy added peace of mind with a one-year builder warranty. (Conditions may apply)
List Price/SqFt: 219.88
Sold Price/SqFt: 219.88

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Under Construction Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Energy Efficient: Windows Construction Materials: Fiber Cement; Frame Patio And Porch Features: Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Multi-Family; Residential Association Amenities: Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s); Trash Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Bedroom 3; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2025-08-07

Location Tax and Legal

Street Number: 99
Street Name: HOGAN
Street Suffix: Court
County: St. Johns
State: FL
Postal Code: 32092
MLS Area Major: 304- 210 South
Subdivision Name: Shearwater Townhomes

Status Change Information

Major Change Timestamp: 2026-07-27T12:47:53Z
Major Change Type: Status Change
Price Change Timestamp: 2026-06-24T19:29:30Z
Purchase Contract Date: 2026-07-05
Close Date: 2026-07-24
Close Price: 328500

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Seller May Pay Closing: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Builder Warranty: Y, Energy Features-Exhaust Fans: Y, Energy Features-Forced Air: Y, Soccer Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y
Public Historical Remarks 3: Intermediate School: Other

Room Types

Bedroom 2 Level: First
Bedroom 3 Level: First
Dining Room Level: First
Kitchen Level: First
Laundry Level: First
Living Room Level: First
Primary Bedroom Level: First

Room Information

Room Name	Level	Remarks
Kitchen	First
Dining Room	First
Living Room	First
Laundry	First
Primary Bedroom	First	Breakfast Room
Bedroom 2	First
Bedroom 3	First

Listing Office: LENNAR REALTY INC

Last Updated: July - 27 - 2026

Information deemed reliable but not guaranteed.