Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

989 COBBLESTONE Drive, Orange Park, FL 32065 (MLS# 2171739)

989 COBBLESTONE Drive, Orange Park, FL 32065

New Listing

$394,900

Virtual Tour

https://media.listingedge.net/sites/rjgqvmym/unbranded

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,849 Lot Size (sq. ft.): 11,326 Status: Active

Current Price: $394,900 List Date: 11/14/2026 Last Modified: 11/14/2026

Overview

Description

Welcome home to this beautifully maintained, move-in-ready pool home in desirable community with no HOA fees. It features a welcoming kitchen with solid-surface countertops and breakfast nook that flows seamlessly into the family room with cozy brick fireplace and skylights. This home has luxury vinyl planks throughout and renovated bathrooms. A standout feature is the expansive, beautifully tiled, glass enclosed patio with its own electric fireplace, creating the perfect space for year-round relaxation and entertaining. Enjoy views of the sparkling screened-in pool and spacious, fully fenced backyard. The split bedroom plan provides added privacy while the fourth bedroom, currently used as additional living space offers flexibility for a den or home office (no closet). A newer roof and HVAC system add peace of mind. This inviting home is ready for you to enjoy the best of Florida living.

Listing Details MLS# 2171739

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1849
Living Area Source: Public Records
Year Built: 1987
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.26
Lot Size Dimensions: 88X130
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I-295 south on Blanding, right on Stonebridge, left on Cobblestone.
Public Remarks: Welcome home to this beautifully maintained, move-in-ready pool home in desirable community with no HOA fees. It features a welcoming kitchen with solid-surface countertops and breakfast nook that flows seamlessly into the family room with cozy brick fireplace and skylights. This home has luxury vinyl planks throughout and renovated bathrooms. A standout feature is the expansive, beautifully tiled, glass enclosed patio with its own electric fireplace, creating the perfect space for year-round relaxation and entertaining. Enjoy views of the sparkling screened-in pool and spacious, fully fenced backyard. The split bedroom plan provides added privacy while the fourth bedroom, currently used as additional living space offers flexibility for a den or home office (no closet). A newer roof and HVAC system add peace of mind. This inviting home is ready for you to enjoy the best of Florida living.
List Price/SqFt: 213.57

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Range Fireplace Features: Electric; Wood Burning Interior Features: Breakfast Bar; Eat-in Kitchen Flooring: Luxury Vinyl; Tile Laundry Features: In Unit Utilities: Cable Available Cooling: Central Air Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Brick Veneer; Frame Patio And Porch Features: Glass Enclosed; Rear Porch Pool Features: In Ground; Screen Enclosure Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Fencing: Back Yard Current Use: Residential Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-30

Location Tax and Legal

Street Number: 989
Street Name: COBBLESTONE
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 134-South Blanding
Subdivision Name: Stonebridge

Status Change Information

Major Change Timestamp: 2026-11-14T22:57:56Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: 2

More Information

Listing Office: RE/MAX SPECIALISTS

Last Updated: November - 14 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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