Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

98 HOPTREE Place, St. Johns, FL 32259 (MLS# 2141338)

98 HOPTREE Place, St. Johns, FL 32259

$520,000

Virtual Tour

https://www.zillow.com/view-imx/3f1cea95-d899-4217-86b6-6f22ffb2e5c9?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,811 Lot Size (sq. ft.): 5,663 Status: Closed

Current Price: $520,000 List Date: 4/22/2026 Last Modified: 7/16/2026

Overview

Description

Don't miss this rare gem, in this gated community of Watersong at Rivertown. Perfectly positioned on a private corner lot, the property surrounded by lush, meticulously curated landscaping that creates a peaceful retreat you won't find in the other cookie cutter homes. From the moment you step inside, you can't help but notice the exceptional pride of ownership. The home has been immaculately maintained and thoughtfully upgraded featuringa stunning tonge-and groove ceiling that adds warmth and character, along with all new kitchen and bathroom fixtures including designer lighting, modern hardware and stylish mirrors. The interior is tastefully decorated to reflect the true tropical style, offering a light airy feel that complements the surrounding natural beauty. Step outside to your own private space - and extended paver patio and screened in lanai provide the ideal setting for morning coffee, evening relaxation, or entertaining guests year round. Located in the heart

Supplements: of St Johns County, this vibrant adult community offers convenient access to the charm and history of St Augustine, along with being close to shopping, restaurants and I95.

Listing Details MLS# 2141338

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1811
Living Area Source: Public Records
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.13
Association YN: Yes
Association Fee: 211
Association Fee Frequency: Monthly
Association Fee 2: 53
Association Fee 2 Frequency: Annually
Association Name: Watersong HOA
CDD Fee YN: Yes
CDD Fee Amount: 2316.15
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2.5
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: Yes
Directions: Turn onto Keystone Corners Blvd then turn onto Mistflower Dr. Right on Juniper Hills Dr, second right onto Hoptree Place. Home is on the right
Public Remarks: Don't miss this rare gem, in this gated community of Watersong at Rivertown. Perfectly positioned on a private corner lot, the property surrounded by lush, meticulously curated landscaping that creates a peaceful retreat you won't find in the other cookie cutter homes. From the moment you step inside, you can't help but notice the exceptional pride of ownership. The home has been immaculately maintained and thoughtfully upgraded featuringa stunning tonge-and groove ceiling that adds warmth and character, along with all new kitchen and bathroom fixtures including designer lighting, modern hardware and stylish mirrors. The interior is tastefully decorated to reflect the true tropical style, offering a light airy feel that complements the surrounding natural beauty. Step outside to your own private space - and extended paver patio and screened in lanai provide the ideal setting for morning coffee, evening relaxation, or entertaining guests year round. Located in the heart
List Price/SqFt: 289.84
Sold Price/SqFt: 287.13

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Utilities: Cable Available; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Smoke Detector Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Corner Lot; Sprinklers In Front; Sprinklers In Rear; Wooded View: Protected Preserve; Trees/Woods Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Park; Pickleball; Spa/Hot Tub Community Features: Suburban Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection