Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

9745 TOUCHTON Road 703, Jacksonville, FL 32246 (MLS# 2149524)

9745 TOUCHTON Road 703, Jacksonville, FL 32246

$190,000

Virtual Tour

https://www.zillow.com/view-imx/78cdbb19-aed1-4ab0-9ebf-5527d5d00104?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,181 Status: Active

Current Price: $190,000 List Date: 6/09/2026 Last Modified: 10/26/2026

Overview

Description

Make your move to Jacksonville's Southside with a 3% seller-paid credit toward the buyer's closing costs. The credit is applied at closing and subject to lender and loan program limits. Ask your lender whether it may be used toward a rate buydown. Imagine coming home to a peaceful preserve view, enjoying the amenities of a gated community, and having St. Johns Town Center, UNF, Mayo Clinic, shopping, dining, and major employers just minutes away. This move-in-ready 3-bedroom, 2-bath condo at Il Villagio makes that lifestyle easy, with ground-floor access and no stairs or elevator to navigate. Fresh paint in the main areas gives the home a crisp, welcoming feel. Natural light fills the spacious living and dining areas, perfect for quiet evenings or gathering with friends. The split-bedroom layout offers privacy, and the flexible third bedroom can become the home office, guest room, or workout space you need. HVAC was replaced in 2022, and assigned parking adds everyday convenience.

Supplements: When you're ready to enjoy time at home, Il Villagio offers a resort-style pool, fitness center, tennis and basketball courts, clubhouse, business center, car wash area, and beautifully maintained grounds. Association-managed exterior maintenance helps keep homeownership low-maintenance. See yourself settling into an easy, comfortable Southside li ... (Read more)

Listing Details MLS# 2149524

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1181
Living Area Source: Measured
Year Built: 2005
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 413.55
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 755.82
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Stories Total: 3
Senior Community YN: No
Directions: I-95 South to JTB East. Exit Southside Blvd North. Right on Touchton Rd. Il Villagio at Deerwood is on the left.
Public Remarks: Make your move to Jacksonville's Southside with a 3% seller-paid credit toward the buyer's closing costs. The credit is applied at closing and subject to lender and loan program limits. Ask your lender whether it may be used toward a rate buydown. Imagine coming home to a peaceful preserve view, enjoying the amenities of a gated community, and having St. Johns Town Center, UNF, Mayo Clinic, shopping, dining, and major employers just minutes away. This move-in-ready 3-bedroom, 2-bath condo at Il Villagio makes that lifestyle easy, with ground-floor access and no stairs or elevator to navigate. Fresh paint in the main areas gives the home a crisp, welcoming feel. Natural light fills the spacious living and dining areas, perfect for quiet evenings or gathering with friends. The split-bedroom layout offers privacy, and the flexible third bedroom can become the home office, guest room, or workout space you need. HVAC was replaced in 2022, and assigned parking adds everyday convenience.
List Price/SqFt: 160.88

Property Features

Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Split Bedrooms; Walk-In Closet(s) Laundry Features: In Unit Utilities: Cable Available; Electricity Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Gated with Guard Patio And Porch Features: Patio Parking Features: Additional Parking; Assigned View: Trees/Woods Current Use: Residential Association Amenities: Community Pool; Gated; Security Association Fee Includes: Security Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan