Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

9739 ELAINE Road, Jacksonville, FL 32246 (MLS# 2162398)

9739 ELAINE Road, Jacksonville, FL 32246

$300,000

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,250 Lot Size (sq. ft.): 8,276 Status: Active

Current Price: $300,000 List Date: 8/28/2026 Last Modified: 10/25/2026

Overview

Description

Totally renovated and move-in ready, this 3-bedroom, 2-bathroom POOL home features a brand-new kitchen with new appliances, quartz countertops, and shaker cabinets with stainless-steel hardware and soft-close doors. Brand-new luxury vinyl plank flooring runs throughout the home, and both bathrooms have been updated with tile, new vanities, and stainless-steel hardware. Enjoy a private in-ground pool and a spacious lanai with a brand-new mini-split, ideal for relaxing or entertaining. The backyard is fully fenced, and the detached two-car garage offers ample parking and storage, with room for an ADU. The home combines modern comfort with exceptional indoor-outdoor living. Buyers may receive up to a 1% credit toward closing costs when using the seller's preferred lender.

Listing Details MLS# 2162398

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1250
Living Area Source: Public Records
Year Built: 1955
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.19
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: South
Directions: From Beach Blvd turn South on Eve Drive West Take your second left on Elaine Rd . The house is down on the left .
Public Remarks: Totally renovated and move-in ready, this 3-bedroom, 2-bathroom POOL home features a brand-new kitchen with new appliances, quartz countertops, and shaker cabinets with stainless-steel hardware and soft-close doors. Brand-new luxury vinyl plank flooring runs throughout the home, and both bathrooms have been updated with tile, new vanities, and stainless-steel hardware. Enjoy a private in-ground pool and a spacious lanai with a brand-new mini-split, ideal for relaxing or entertaining. The backyard is fully fenced, and the detached two-car garage offers ample parking and storage, with room for an ADU. The home combines modern comfort with exceptional indoor-outdoor living. Buyers may receive up to a 1% credit toward closing costs when using the seller's preferred lender.
List Price/SqFt: 240

Property Features

Architectural Style: Ranch Rental Restrictions: No Minimum Appliances: Dishwasher; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Freezer; Microwave; Plumbed For Ice Maker; Refrigerator Fireplace Features: Electric Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Open Floorplan Flooring: Luxury Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Multi Units; Split System Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Block Other Structures: Shed(s) Patio And Porch Features: Covered; Front Porch; Glass Enclosed; Patio; Rear Porch Pool Features: In Ground Roof: Shingle Parking Features: Detached Fencing: Back Yard; Full Current Use: Residential; Single Family Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-28

Location Tax and Legal

Street Number: 9739
Street Name: ELAINE
Street Suffix: Road
County: Duval
State: FL
Postal Code: 32246
MLS Area Major: 023-Southside-East Of Southside Blvd
Subdivision Name: Windy Hill

Status Change Information

Major Change Timestamp: 2026-10-22T17:36:53Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-22T17:36:53Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

Offer Instructions ›

Flood ›

LBP ›

Listing Office: LPT REALTY LLC

Last Updated: October - 25 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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