Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

97 OAK PARK Drive, St. Johns, FL 32259 (MLS# 2161547)

97 OAK PARK Drive, St. Johns, FL 32259

$1,100,000

Virtual Tour

https://www.zillow.com/view-imx/a3e041f8-810c-4873-8bc4-cdb187bcfe4d?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

51 Primary Bathroom-2nd Floor Closed doo

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,394 Lot Size (sq. ft.): 3,485 Status: Closed

Current Price: $1,100,000 List Date: 8/28/2026 Last Modified: 9/15/2026

Overview

Description

**PREMIUM RIVER VIEW**TURNKEY HOME**ENTIRE HOME IS CUSTOM**The luxury of ''already finished'' to a level all its own. The ONLY one of its kind. Simply arrive. Designed beyond builder-grade luxury, this home has been thoughtfully reimagined to expand and enrich every space. This is a rare opportunity to purchase the finished vision rather than potential. From the moment you enter, the difference is unmistakable. Custom iron-and-glass doors open to a beautifully appointed first-floor home office, while 9'' plank wood floors, designer details, and custom window treatments elevate the home throughout. The stunning kitchen is designed to impress, featuring Taj Mahal countertops, a Wolf oven & speedoven, state-of-the-art Induction Cooktop and 48'' Sub-Zero refrigerator to add to the gourmet kitchen experience, an EXPANDED ISLAND with built in wine cooler, and ABUNDANT CUSTOM CABINETRY put the finial touches on this LUXURIOUS kitchen. The open-concept living area is anchored by a striking 3-

Supplements: SIDED FIREPLACE, creating a dramatic yet inviting gathering space. Upstairs, mirrored custom sliding doors open to a 4TH LOCK-OFF BEDROOM offering exceptional versatility, providing independent living space like a spare bedroom, nursery, or a luxury expanded primary retreat adjoining the primary suite. The serene primary features a WALK-IN CLOSET, ... (Read more)

Listing Details MLS# 2161547

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2394
Living Area Source: Public Records
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.08
Association YN: Yes
Association Fee: 945
Association Fee Frequency: Quarterly
Association Fee 2 Frequency: Quarterly
CDD Fee YN: Yes
CDD Fee Amount: 1839.78
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Negotiable
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: Northeast
Directions: From I-95, take Exit 329 for County Road 210 West, head west for approximately 11 miles, turn left onto SR-13 South, and then turn right into the Rivertown Shores main entrance, and follow the neighborhood street to the house.
Public Remarks: **PREMIUM RIVER VIEW**TURNKEY HOME**ENTIRE HOME IS CUSTOM**The luxury of ''already finished'' to a level all its own. The ONLY one of its kind. Simply arrive. Designed beyond builder-grade luxury, this home has been thoughtfully reimagined to expand and enrich every space. This is a rare opportunity to purchase the finished vision rather than potential. From the moment you enter, the difference is unmistakable. Custom iron-and-glass doors open to a beautifully appointed first-floor home office, while 9'' plank wood floors, designer details, and custom window treatments elevate the home throughout. The stunning kitchen is designed to impress, featuring Taj Mahal countertops, a Wolf oven & speedoven, state-of-the-art Induction Cooktop and 48'' Sub-Zero refrigerator to add to the gourmet kitchen experience, an EXPANDED ISLAND with built in wine cooler, and ABUNDANT CUSTOM CABINETRY put the finial touches on this LUXURIOUS kitchen. The open-concept living area is anchored by a striking 3-
List Price/SqFt: 459.48
Sold Price/SqFt: 459.48

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned; Wine Cooler Fireplace Features: Electric; Other Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Primary Bathroom - Shower No Tub; Smart Home; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Plank in Flooring; Tile Laundry Features: Electric Dryer Hookup; In Unit; Sink; Washer Hookup Utilities: Cable Available; Electricity Available; Natural Gas Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Smart Home Features: Lighting; Locks; Programmable Thermostat; Security; Smoke Detector Security Features: Security System Owned Construction Materials: Concrete Exterior Features: Balcony Patio And Porch Features: Covered; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Off Street Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond; River Waterfront Features: Navigable Water; Ocean Access; Pond; River Front Current Use: Residential Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Tennis Court(s); Other Association Fee Includes: Maintenance Grounds Community Features: Curbs; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Other

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-08-24

Location Tax and Legal

Street Number: 97
Street Name: OAK PARK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2026-09-15T15:13:59Z
Major Change Type: Status Change
Purchase Contract Date: 2026-08-31
Close Date: 2026-09-15
Close Price: 1100000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Documents

Buyer Home Warranty ›

Listing Office: CHAD AND SANDY REAL ESTATE GROUP

Last Updated: September - 15 - 2026

Information deemed reliable but not guaranteed.