Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

97 MASON BRANCH Drive, St. Johns, FL 32259 (MLS# 2142040)

97 MASON BRANCH Drive, St. Johns, FL 32259

$719,219

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,679 Status: Closed

Current Price: $719,219 List Date: 4/26/2026 Last Modified: 4/26/2026

Overview

Description

Beautiful Robin Farmhouse home on the wooded preserve.

Listing Details MLS# 2142040

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2679
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 153.67
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-04-16
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95, take Exit 329 towards Green Cove Springs. Head W on CR 210. It will turn into Greenbrier Rd. and you will follow that for 1.3 miles. Turn right into our Mill Creek Forest community via Bridgeton St. The sales office parking lot will be on your left as you pass the mill.
Public Remarks: Beautiful Robin Farmhouse home on the wooded preserve.
List Price/SqFt: 268.47
Sold Price/SqFt: 268.47

Property Features

Appliances: Convection Oven; Dishwasher; Disposal; Gas Cooktop; Gas Oven; Microwave; Tankless Water Heater Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Zoned Heating: Central; Electric; Zoned Water Source: Public Parking Features: Garage; Garage Door Opener Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-08-08

Location Tax and Legal

Street Number: 97
Street Name: MASON BRANCH
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2026-04-26T17:18:18Z
Major Change Type: Status Change
Purchase Contract Date: 2025-08-08
Close Date: 2026-04-16
Close Price: 719219

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: April - 26 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.