Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

97 KELLET Way, St. Johns, FL 32259 (MLS# 2152178)

97 KELLET Way, St. Johns, FL 32259

$455,000

Virtual Tour

https://www.zillow.com/view-imx/c9617cf5-0531-4d17-965d-aec0b09800b0?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,811 Lot Size (sq. ft.): 5,663 Status: Closed

Current Price: $455,000 List Date: 6/24/2026 Last Modified: 7/31/2026

Overview

Description

Welcome to the lifestyle you've been waiting for in WaterSong at RiverTown, one of St. Johns County's premier gated 55+ communities. Perfectly positioned on a tranquil pond-view homesite and just a short stroll from the community's resort-style amenities, this Lane Model delivers the ideal blend of comfort, efficiency, and value. With 2-bedroom and 2-bathrooms, private office/den and 1,811 square feet of thoughtfully designed living space, this home is enhanced by valuable upgrades, including owned solar panels that help reduce monthly utility costs. Inside, wood-look tile flooring flows throughout the main living areas, while the open-concept design creates an inviting atmosphere for everyday living and entertaining. The gourmet kitchen features white quartz countertops, an oversized island, built-in wall oven and microwave, gas cooktop, designer backsplash, and abundant cabinetry, all overlooking the spacious dining and great room. Custom motorized privacy shades add both convenience

Supplements: and sophistication to the great room, primary suite, and office/den, allowing you to effortlessly adjust natural light and privacy throughout the day. The office/den, complete with French doors, provides the perfect space for hobbies, reading, or working from home. The private owner's retreat offers serene pond views, a spa-inspired bath with dual ... (Read more)

Listing Details MLS# 2152178

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1811
Living Area Source: Public Records
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.13
Association YN: Yes
Association Fee: 211
Association Fee Frequency: Monthly
Association Fee 2: 53
Association Fee 2 Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2412.66
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: Yes
Directions: Longleaf Pine Pkwy to Keystone Corners Dr to Mistflower Dr to Juniper Hills Dr to Kellet Way
Public Remarks: Welcome to the lifestyle you've been waiting for in WaterSong at RiverTown, one of St. Johns County's premier gated 55+ communities. Perfectly positioned on a tranquil pond-view homesite and just a short stroll from the community's resort-style amenities, this Lane Model delivers the ideal blend of comfort, efficiency, and value. With 2-bedroom and 2-bathrooms, private office/den and 1,811 square feet of thoughtfully designed living space, this home is enhanced by valuable upgrades, including owned solar panels that help reduce monthly utility costs. Inside, wood-look tile flooring flows throughout the main living areas, while the open-concept design creates an inviting atmosphere for everyday living and entertaining. The gourmet kitchen features white quartz countertops, an oversized island, built-in wall oven and microwave, gas cooktop, designer backsplash, and abundant cabinetry, all overlooking the spacious dining and great room. Custom motorized privacy shades add both convenience
List Price/SqFt: 248.48
Sold Price/SqFt: 251.24

Property Features

Rental Restrictions: Other Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Ceiling Fan(s); Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Security Gate; Smoke Detector(s) Patio And Porch Features: Front Porch; Patio; Screened Roof: Metal; Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Spa/Hot Tub; Tennis Court(s) Association Fee Includes: Security Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection