Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

97 CYPRESS BANKS Drive, St. Johns, FL 32259 (MLS# 978614)

97 CYPRESS BANKS Drive, St. Johns, FL 32259

$353,610

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,317 Status: Closed

Current Price: $353,610 List Date: 2/08/2019 Last Modified: 9/30/2026

Overview

Description

Estimated Completion April 2019! **Sample Interior Photos** On a private park home site! The Fleming II Coastal ''E'' elevation includes 4 bedrooms, 3 full baths, a huge family room, and beautifully appointed features! This elegant layout begins with double door entry to the spacious foyer followed by the gourmet kitchen overlooking the family room. It also features a 9x8 hidden sliding glass door leading to the cover lanai, perfect for entertaining! Other features include tray ceilings in the family room, 17x17 tile in the family room, and white cabinets with quartz counter tops in the kitchen. You couldn't ask for a better location to call home! Situated in the middle of a lush preserve, Durbin Creek Estates allows for a peaceful lifestyle.

Supplements: You will be within walking distance of Veteran's Park which features a playground, soccer fields, basketball courts, skate and dog parks. In addition, you will be within a very short drive to some of the areas best shopping and restaurants. Residents of Durbin Creek Estates will enjoy some of the finest schools in Florida, along with having zero CD ... (Read more)

Listing Details MLS# 978614

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2317
Living Area Source: Plans
Year Built: 2019
Lot Size Dimensions: 73'x125'
Association YN: Yes
Association Fee: 600
Association Fee Frequency: Annually
CDD Fee YN: No
New Construction YN: Yes
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: From Racetrack Road, turn onto Veterans Pkwy, Durbin Creek Estates will be on the right hand side. Meet at model.
Public Remarks: Estimated Completion April 2019! **Sample Interior Photos** On a private park home site! The Fleming II Coastal ''E'' elevation includes 4 bedrooms, 3 full baths, a huge family room, and beautifully appointed features! This elegant layout begins with double door entry to the spacious foyer followed by the gourmet kitchen overlooking the family room. It also features a 9x8 hidden sliding glass door leading to the cover lanai, perfect for entertaining! Other features include tray ceilings in the family room, 17x17 tile in the family room, and white cabinets with quartz counter tops in the kitchen. You couldn't ask for a better location to call home! Situated in the middle of a lush preserve, Durbin Creek Estates allows for a peaceful lifestyle.
List Price/SqFt: 152.62
Sold Price/SqFt: 152.62

Property Features

Approx Parcel Size: Less than .25 Acre Property Condition: To Be Built; Under Construction Appliances: Dishwasher; Disposal; Dryer; Gas Range; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Eat-in Kitchen; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Natural Gas Available Cooling: Central Air; Electric; Zoned Heating: Central; Electric; Heat Pump; Zoned Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Energy Efficient: HVAC; Windows Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential Association Amenities: Boat Dock; Playground Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2019-02-08

Location Tax and Legal

Street Number: 97
Street Name: CYPRESS BANKS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Creek Estates

Status Change Information

Major Change Timestamp: 2023-11-14T09:15:25Z
Major Change Type: Price Reduced
Price Change Timestamp: 2019-05-31T14:02:47Z
Purchase Contract Date: 2019-05-30
Close Date: 2019-07-01
Close Price: 353610

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Covenants/Restrictions: Y, Builder Warranty: Y, Energy Features-Ridge Vents: Y, Interior Amenities-Structured Wiring: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y

More Information

Room Information

Room Name
Family Room

Listing Office: DREAM FINDERS REALTY LLC

Last Updated: September - 30 - 2026

Information deemed reliable but not guaranteed.