96233 MONTEGO BAY, Fernandina Beach, FL 32034
$759,999
Property Type:
Residential
Bedrooms:
4
Baths:
2
Square Footage:
1,984
Lot Size (sq. ft.):
9,583
Status:
Active
Current Price:
$759,999
List Date:
4/30/2026
Last Modified:
7/23/2026
Listing Details MLS# 2142706
General Property Information
- Bedrooms Total
- 4
- Bathrooms Full
- 2
- Bathrooms Total
- 2
- Living Area
- 1984
- Living Area Source
- Public Records
- Year Built
- 2004
- Accessory Dwelling Unit Y/N
- No
- Homestead YN
- No
- Lot Size Acres
- 0.22
- Association YN
- Yes
- Association Fee
- 523
- Association Fee Frequency
- Annually
- CDD Fee YN
- No
- Accessibility Features YN
- No
- New Construction YN
- No
- Garage YN
- Yes
- Garage Spaces
- 2
- Carport YN
- No
- Pool Private YN
- Yes
- Water Body Access YN
- No
- Waterfront YN
- No
- Stories
- Yes
- Senior Community YN
- No
- Directions
- From A1A/200, turn right onto Sadler, turn right onto 14th, turn left into Islesworth, turn right on Montego Bay and home is on right.
- Public Remarks
- Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters
- List Price/SqFt
- 383.06
- Bathrooms Half
- 0
Property Features
Appliances:
Dishwasher; Dryer; Electric Cooktop; Electric Oven; Refrigerator; Washer; Water Softener Owned
Utilities:
Cable Available; Electricity Available; Sewer Available; Water Available
Cooling:
Central Air; Electric
Heating:
Central; Heat Pump
Water Source:
Public
Pool Features:
In Ground; Fenced; Salt Water
Parking Features:
Garage
Current Use:
Residential; Single Family
Possession:
Close Of Escrow
Listing Terms:
Cash; Conventional
Contract Information
- Property Sub Type
- Single Family Residence
- Property Attached YN
- No
- Listing Contract Date
- 2026-04-30
Location Tax and Legal
- Street Number
- 96233
- Street Name
- MONTEGO BAY
- County
- Nassau
- State
- FL
- Postal Code
- 32034
- MLS Area Major
- 450-Amelia Island-North Of Burney Road
- Subdivision Name
- Isleworth
Status Change Information
- Major Change Timestamp
- 2026-07-23T12:41:40Z
- Major Change Type
- Price Reduced
- Price Change Timestamp
- 2026-07-23T12:41:40Z
Fireplace Features
- Fireplaces Total
- Yes
More Information
DPR Eligible
- DPR Eligible
- Yes
Location, Tax, and Legal
- Country
- US
- Parcel Number
- 000030031500530000
- Tax Legal Description
- LOT 53 PDSTRIAN ESMT PT OR 1179/1730 ISLESWORTH PB
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Electric Cooktop
- Yes
- Electric Oven
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Softener Owned
- Yes
Cooling
- Central Air
- Yes
- Electric
- Yes
Current Use
- Residential
- Yes
- Single Family
- Yes
Heating
- Central
- Yes
- Heat Pump
- Yes
Listing Terms
- Cash
- Yes
- Conventional
- Yes
Parking Features
- Garage
- Yes
Pool Features
- Fenced
- Yes
- In Ground
- Yes
- Salt Water
- Yes
Possession
- Close Of Escrow
- Yes
Utilities
- Cable Available
- Yes
- Electricity Available
- Yes
- Sewer Available
- Yes
- Water Available
- Yes
Water Source
- Public
- Yes
Listing Office:
FERNANDINA BEACH REALTY
Last Updated: July - 23 - 2026
Information deemed reliable but not guaranteed.
