96180 MONTEGO BAY, Fernandina Beach, FL 32034 (MLS# 2147366)

96180 MONTEGO BAY, Fernandina Beach, FL 32034

$599,999
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,649 Lot Size (sq. ft.): 8,712 Status: Active
Current Price: $599,999 List Date: 5/28/2026 Last Modified: 7/21/2026

Overview

Description

Located in the quiet Islesworth subdivision of Fernandina Beach/Amelia Island, this well-maintained 3-bedroom, 2-bathroom home offers practical living in a prime location. Spanning a functional floor plan, the interior features a bright living area, a functional kitchen with solid counter space, and a private primary bedroom with an en-suite bath. Step outside to a spacious backyard, perfect for pets, children, or outdoor dining. The property also includes a two-car garage with plenty of room for vehicles and extra storage. Islesworth residents enjoy low HOA fees and a highly accessible location. You are just a short drive from Amelia Island's 13 miles of public beaches, the shops and dining of historic downtown Fernandina Beach, and highly-rated local schools. With easy access to major roadways, the commute to Jacksonville International Airport is under 45 minutes. Perfect as a primary residence or a low-maintenance investment property.

Listing Details MLS# 2147366

General Property Information

Bedrooms Total
3
Bathrooms Full
2
Bathrooms Total
2
Living Area
1649
Living Area Source
Assessor
Year Built
2004
Accessory Dwelling Unit Y/N
No
Homestead YN
Yes
Lot Size Acres
0.2
Association YN
Yes
Association Fee
523
Association Fee Frequency
Monthly
CDD Fee YN
No
Accessibility Features YN
No
New Construction YN
No
Garage YN
Yes
Garage Spaces
2
Carport YN
No
Pool Private YN
No
Water Body Access YN
No
Waterfront YN
No
Stories
Yes
Senior Community YN
No
Directions
From A1A/200, turn right onto Sadler, turn right onto 14th, turn left into Islesworth, turn right on Montego Bay and home is on left.
Public Remarks
Located in the quiet Islesworth subdivision of Fernandina Beach/Amelia Island, this well-maintained 3-bedroom, 2-bathroom home offers practical living in a prime location. Spanning a functional floor plan, the interior features a bright living area, a functional kitchen with solid counter space, and a private primary bedroom with an en-suite bath. Step outside to a spacious backyard, perfect for pets, children, or outdoor dining. The property also includes a two-car garage with plenty of room for vehicles and extra storage. Islesworth residents enjoy low HOA fees and a highly accessible location. You are just a short drive from Amelia Island's 13 miles of public beaches, the shops and dining of historic downtown Fernandina Beach, and highly-rated local schools. With easy access to major roadways, the commute to Jacksonville International Airport is under 45 minutes. Perfect as a primary residence or a low-maintenance investment property.
List Price/SqFt
363.86
Bathrooms Half
0

Property Features

Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Primary Bathroom -Tub with Separate Shower Flooring: Carpet; Tile Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage Door Opener View: Pond; Trees/Woods Current Use: Residential Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2026-05-21

Location Tax and Legal

Street Number
96180
Street Name
MONTEGO BAY
County
Nassau
State
FL
Postal Code
32034
MLS Area Major
450-Amelia Island-North Of Burney Road
Subdivision Name
Isleworth

Status Change Information

Major Change Timestamp
2026-07-21T18:02:18Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-07-21T18:02:18Z

Fireplace Features

Fireplaces Total
Yes

More Information

DPR Eligible

DPR Eligible
Yes

Location, Tax, and Legal

Country
US
Parcel Number
000030031500230000
Tax Annual Amount
2758.15
Tax Year
2025
Tax Legal Description
LOT 23 PDSTRIAN ESMT PT OR 1179/1730 ISLESWORTH PB

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Electric Range
Yes
Microwave
Yes
Refrigerator
Yes
Washer
Yes

Cooling

Central Air
Yes

Current Use

Residential
Yes

Flooring

Carpet
Yes
Tile
Yes

Heating

Central
Yes

Levels

One
Yes

Listing Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Parking Features

Attached
Yes
Garage Door Opener
Yes

Possession

Close Of Escrow
Yes

Road Surface Type

Paved
Yes

Roof

Shingle
Yes

Sewer

Public Sewer
Yes

Utilities

Cable Connected
Yes
Electricity Connected
Yes
Sewer Connected
Yes
Water Connected
Yes

View

Pond
Yes
Trees/Woods
Yes

Water Source

Public
Yes

Patio And Porch Features

Rear Porch
Yes
Screened
Yes

Interior Features

Ceiling Fan(s)
Yes
Eat-in Kitchen
Yes
Open Floorplan
Yes
Primary Bathroom -Tub with Separate Shower
Yes
Listing Office: ONE SOTHEBY'S INTERNATIONAL REALTY
Source MLS Verified
Last Updated: July - 21 - 2026
Information deemed reliable but not guaranteed.

Compare listings

Compare