Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

96 HOLLY CREEK Drive, St. Johns, FL 32259 (MLS# 2131718)

96 HOLLY CREEK Drive, St. Johns, FL 32259

$552,575

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,867 Status: Closed

Current Price: $552,575 List Date: 2/24/2026 Last Modified: 6/01/2026

Overview

Description

Lot 66 - The Careen is a beautifully designed 4-bedroom, 3.5-bath home featuring a striking Craftsman elevation with timeless charm and warm curb appeal. A welcoming front porch leads to a foyer and hallway opening to the expansive great room and dining area, where a wall of windows fills the space with natural light. The island kitchen overlooks the living areas, ideal for entertaining, and includes a gourmet layout with a spacious walk-in pantry. Step outside to the covered lanai for extended gatherings. Tucked in the rear, the owner's suite offers dual walk-in closets and a spa-inspired bath. A versatile retreat adjacent to the fourth bedroom provides space for a study, craft room, or lounge. A three-car garage completes this elegant, functional home. RiverTown, along the St. Johns River, offers parks, lakes, preserves, and miles of scenic trails for active Northeast Florida living.

Listing Details MLS# 2131718

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2867
Living Area Source: Plans
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 4964
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-05-15
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Direction Faces: Southwest
Directions: From I-95, Exit 329 for CR 210 toward Green Cove Springs, West onto CR 210, continue straight onto Greenbriar Rd, turn left on Longleaf Pine Pkwy, RiverTown Welcome Center is on the right.
Public Remarks: Lot 66 - The Careen is a beautifully designed 4-bedroom, 3.5-bath home featuring a striking Craftsman elevation with timeless charm and warm curb appeal. A welcoming front porch leads to a foyer and hallway opening to the expansive great room and dining area, where a wall of windows fills the space with natural light. The island kitchen overlooks the living areas, ideal for entertaining, and includes a gourmet layout with a spacious walk-in pantry. Step outside to the covered lanai for extended gatherings. Tucked in the rear, the owner's suite offers dual walk-in closets and a spa-inspired bath. A versatile retreat adjacent to the fourth bedroom provides space for a study, craft room, or lounge. A three-car garage completes this elegant, functional home. RiverTown, along the St. Johns River, offers parks, lakes, preserves, and miles of scenic trails for active Northeast Florida living.
List Price/SqFt: 208.58
Sold Price/SqFt: 192.74

Property Features

Property Condition: Under Construction Appliances: Dishwasher; Disposal; Dryer; Freezer; Gas Range; Ice Maker; Microwave; Plumbed For Ice Maker; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector; Programmable Thermostat; Smoke Detector Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Restaurant; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-02-24

Location Tax and Legal

Street Number: 96
Street Name: HOLLY CREEK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Forest

Status Change Information

Major Change Timestamp: 2026-06-01T15:29:53Z
Major Change Type: Status Change
Price Change Timestamp: 2026-03-27T20:42:27Z
Purchase Contract Date: 2026-04-18
Close Date: 2026-05-27
Close Price: 552575

DPR Eligible

DPR Eligible: No

More Information

Listing Office: MATTAMY REAL ESTATE SERVICES

Last Updated: June - 01 - 2026

Information deemed reliable but not guaranteed.