Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

954 17TH Street N, Jacksonville Beach, FL 32250 (MLS# 2013924)

954 17TH Street N, Jacksonville Beach, FL 32250

$614,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,439 Lot Size (sq. ft.): 5,227 Status: Closed

Current Price: $614,000 List Date: 3/14/2024 Last Modified: 8/18/2026

Overview

Description

The updated beach house you have been waiting for! This beautifully renovated 3 bedroom/2 bath home is located on a dead end street, a very short walk to Tall Pines park/playground, and a short bike/drive to all the beaches has to offer! Enter into the open living room and dining room, adorned with luxury vinyl plank (LVP) floors. The kitchen was fully renovated in 2022, and features stunning cabinets, quartz counters, and an imported tile backsplash. The guest bathroom services the two guest rooms and has been fully renovated. The master suite features a large en-suite bathroom with walk in shower, multiple closets, and even a direct door to the backyard! The backyard is fully fenced and features a gorgeous new pergola. Roof replaced in 2020 by prior owner. Previous buyer backed out due to ''personal reasons'' not related to the property. Priced to sell!!

Listing Details MLS# 2013924

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1439
Living Area Source: Assessor
Year Built: 1987
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.12
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From San Pablo Rd. S., turn right onto Beach Blvd. to Penman Rd. Go north on Penman. Left on 9th st. and left on 17th St. N.
Public Remarks: The updated beach house you have been waiting for! This beautifully renovated 3 bedroom/2 bath home is located on a dead end street, a very short walk to Tall Pines park/playground, and a short bike/drive to all the beaches has to offer! Enter into the open living room and dining room, adorned with luxury vinyl plank (LVP) floors. The kitchen was fully renovated in 2022, and features stunning cabinets, quartz counters, and an imported tile backsplash. The guest bathroom services the two guest rooms and has been fully renovated. The master suite features a large en-suite bathroom with walk in shower, multiple closets, and even a direct door to the backyard! The backyard is fully fenced and features a gorgeous new pergola. Roof replaced in 2020 by prior owner. Previous buyer backed out due to ''personal reasons'' not related to the property. Priced to sell!!
List Price/SqFt: 416.26
Sold Price/SqFt: 426.69

Property Features

Levels: One Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Electric Cooktop; Electric Range; Microwave; Refrigerator; Wine Cooler Interior Features: Ceiling Fan(s); Open Floorplan; Pantry Flooring: Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Connected; Electricity Connected; Sewer Available; Water Connected Cooling: Central Air Heating: Central Water Source: Public Smart Home Features: Security; Smoke Detector Pool Features: None Parking Features: Garage Lot Features: Dead End Street Current Use: Residential; Single Family Possession: Close Of Escrow; Other Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2024-03-13

Location Tax and Legal

Street Number: 954
Street Name: 17TH
Street Suffix: Street
Street Direction Suffix: N
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 213-Jacksonville Beach-NW
Subdivision Name: Jacksonville Beach

Status Change Information

Major Change Timestamp: 2024-04-29T19:01:51Z
Major Change Type: Status Change
Purchase Contract Date: 2024-04-08
Close Date: 2024-04-29
Close Price: 614000

DPR Eligible

DPR Eligible: No

More Information

Documents

Seller Disclosure ›

Upgrade/Renovation list ›

Listing Office: MOMENTUM REALTY

Last Updated: August - 18 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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