Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

954 17TH Street N, Jacksonville Beach, FL 32250 (MLS# 1099201)

954 17TH Street N, Jacksonville Beach, FL 32250

$455,000

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Hommati.com 954 17th St N Jacksonville B

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,439 Status: Closed

Current Price: $455,000 List Date: 3/12/2021 Last Modified: 8/18/2026

Overview

Description

Multiple offers highest and best due on 3/14 (Sunday) at 5pm. Have you dreamed of living at the beach? Come enjoy the sun & fun in this 3 bedroom home that's just minutes to the beach and is a prime location for a beach lovers paradise! This coastal home boasts an updated kitchen and is newly renovated with new roof, new windows, laminate wood flooring, stainless appliances, granite, custom designed bathrooms and new lighting. Home has new plumbing. Bright and airy, open floor plan with spacious bedrooms! Nice landscaping with a large fenced in backyard. Close to shopping, Tall Pines Park, Mayo Clinic, restaurants and more! Location, Location, Location!

Listing Details MLS# 1099201

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1439
Living Area Source: Public Records
Year Built: 1987
Association YN: No
Association Fee Frequency: One Time
CDD Fee YN: No
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Directions: From San Pablo Rd. S., turn right onto Beach Blvd. to Penman Rd. Go north on Penman. Left on 9th st. and left on 17th St. N.
Public Remarks: Multiple offers highest and best due on 3/14 (Sunday) at 5pm. Have you dreamed of living at the beach? Come enjoy the sun & fun in this 3 bedroom home that's just minutes to the beach and is a prime location for a beach lovers paradise! This coastal home boasts an updated kitchen and is newly renovated with new roof, new windows, laminate wood flooring, stainless appliances, granite, custom designed bathrooms and new lighting. Home has new plumbing. Bright and airy, open floor plan with spacious bedrooms! Nice landscaping with a large fenced in backyard. Close to shopping, Tall Pines Park, Mayo Clinic, restaurants and more! Location, Location, Location!
List Price/SqFt: 284.23
Sold Price/SqFt: 316.19

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Eat-in Kitchen; Primary Bathroom - Shower No Tub Flooring: Laminate; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Shell Dash Patio And Porch Features: Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage Fencing: Other Current Use: Residential; Single Family Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2021-03-12

Location Tax and Legal

Street Number: 954
Street Name: 17TH
Street Suffix: Street
Street Direction Suffix: N
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 213-Jacksonville Beach-NW
Subdivision Name: Jax Beach

Status Change Information

Major Change Timestamp: 2021-04-20T18:47:57Z
Major Change Type: Status Change
Purchase Contract Date: 2021-03-16
Close Date: 2021-04-09
Close Price: 455000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Interior Amenities-Ceiling 8+ Ft.: Y, Fireplace Mantle: Y

Room Information

Room Name
Great Room
Utility Room

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: August - 18 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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