Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

953 N LILAC Loop, St. Johns, FL 32259 (MLS# 2074337)

953 N LILAC Loop, St. Johns, FL 32259

$404,500

Double Door Fridge w/Water & Ice Feature

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,622 Lot Size (sq. ft.): 6,534 Status: Closed

Current Price: $404,500 List Date: 3/07/2025 Last Modified: 6/10/2026

Overview

Description

Completely updated and ready for new owner, this home is located in the heart of Julington Creek Plantation. Minutes from schools, community amenities and local shopping, you will enjoy the lake view from the screened lanai or the climate controlled sunroom. Almost everything is brand NEW including: Luxury Vinyl Plank flooring throughout. Frigidaire Stainless appliances. Bathrooms and kitchen upgrades with all new soft-close cabinets ,counter tops and fixtures. Flush mount LED can lights installed and new light fixtures. Fresh interior paint. Roof 2023. HVAC 2022. There is nothing for you to do but move in and make it your own! Zoned for top rated schools and with so many community amenities, you will surely enjoy the Florida lifestyle to the fullest!

Listing Details MLS# 2074337

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1622
Living Area Source: Public Records
Year Built: 2003
Homestead YN: No
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 560
Association Fee Frequency: Annually
Association Name: Julington Creek Plantation
Association Phone: 904-417-7600
CDD Fee YN: Yes
CDD Fee Amount: 1384.31
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Direction Faces: North
Directions: S. SR 13 (L)RACETRACK (L) BISHOP ESTATES (L) BLACKJACK (R) LILAC TO HOME ON LEFT.
Public Remarks: Completely updated and ready for new owner, this home is located in the heart of Julington Creek Plantation. Minutes from schools, community amenities and local shopping, you will enjoy the lake view from the screened lanai or the climate controlled sunroom. Almost everything is brand NEW including: Luxury Vinyl Plank flooring throughout. Frigidaire Stainless appliances. Bathrooms and kitchen upgrades with all new soft-close cabinets ,counter tops and fixtures. Flush mount LED can lights installed and new light fixtures. Fresh interior paint. Roof 2023. HVAC 2022. There is nothing for you to do but move in and make it your own! Zoned for top rated schools and with so many community amenities, you will surely enjoy the Florida lifestyle to the fullest!
List Price/SqFt: 255.55
Sold Price/SqFt: 249.38

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Primary Bathroom -Tub with Separate Shower; Skylight(s); Split Bedrooms; Walk-In Closet(s) Flooring: Other Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco; Wood Siding Patio And Porch Features: Covered; Front Porch; Glass Enclosed; Patio; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Golf Course; Park; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-03-07

Location Tax and Legal

Street Number: 953
Street Direction Prefix: N
Street Name: LILAC
Street Suffix: Loop
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2025-05-12T13:43:05Z
Major Change Type: Status Change
Price Change Timestamp: 2025-03-27T10:32:25Z
Purchase Contract Date: 2025-04-06
Close Date: 2025-05-09
Close Price: 404500

DPR Eligible

DPR Eligible: No

More Information

Documents

HOA Disclosure ›

CDD Disclosure ›

Listing Office: WATSON REALTY CORP

Last Updated: June - 10 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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