Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

9524 GAYNOR Circle, Jacksonville, FL 32219 (MLS# 2141618)

9524 GAYNOR Circle, Jacksonville, FL 32219

$380,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,297 Lot Size (sq. ft.): 11,326 Status: Closed

Current Price: $380,000 List Date: 4/23/2026 Last Modified: 10/30/2026

Overview

Description

Welcome to Saddle Oaks in Jacksonville, FL! This move-in ready 4-bedroom, 3-bathroom home offers 2,297 sq. ft. of single story open concept living in the popular Lennar Tivoli floor plan. Situated on a premium 60-ft lot, this former model home features a gourmet kitchen with a large island flowing into an expansive great room, split bedrooms for privacy, and a 3 car garage. Step outside to relax on your private screened lanai. Enjoy an all-inclusive master-planned community with a resort style pool, dog park, playground, in the low HOA, and no CDD fees. Minutes from Downtown Jacksonville and JAX Airport. Schedule your showing today!

Supplements: This home offers easy access to Downtown Jacksonville, the Jacksonville International Airport, and local favorites like the Jacksonville Zoo and Gardens. Experience the best of Northeast Florida living in a community designed for fun and relaxation. Contact us about Preferred Lender Incentives Available.

Listing Details MLS# 2141618

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2297
Living Area Source: Public Records
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.26
Association YN: Yes
Association Fee: 258
Association Fee Frequency: Quarterly
Association Fee 2: 500
Association Fee 2 Frequency: One Time
Association Name: Saddle Oaks Homeowner Association, Inc.
Association Phone: 904-945-8955
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-04-21
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: Yes
Senior Community YN: No
Directions: From I-10 & 295 W. Head North exit on Pritchard Rd. Head West. Right on Jones Rd., Right on Latigo Lane. Left to Gaynor Cir.
Public Remarks: Welcome to Saddle Oaks in Jacksonville, FL! This move-in ready 4-bedroom, 3-bathroom home offers 2,297 sq. ft. of single story open concept living in the popular Lennar Tivoli floor plan. Situated on a premium 60-ft lot, this former model home features a gourmet kitchen with a large island flowing into an expansive great room, split bedrooms for privacy, and a 3 car garage. Step outside to relax on your private screened lanai. Enjoy an all-inclusive master-planned community with a resort style pool, dog park, playground, in the low HOA, and no CDD fees. Minutes from Downtown Jacksonville and JAX Airport. Schedule your showing today!
List Price/SqFt: 169.79
Sold Price/SqFt: 165.43

Property Features

Levels: One Rental Restrictions: 6 Months; 1 Year Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Eat-in Kitchen; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Electricity Available; Electricity Connected; Sewer Available; Sewer Connected; Water Available; Water Connected Cooling: Central Air Heating: Central Water Source: Public Security Features: Smoke Detector(s) Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential; Single Family Association Amenities: Community Pool; Dog Park; Park; Playground Association Fee Includes: Internet Community Features: Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection