95161 LOCK Street, Fernandina Beach, FL 32034 (MLS# 2144240)

95161 LOCK Street, Fernandina Beach, FL 32034

$405,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,895 Lot Size (sq. ft.): 13,939 Status: Active

Current Price: $405,000 List Date: 5/08/2026 Last Modified: 7/05/2026

Overview

Description

Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open

Supplements: layout feels bright and welcoming, while the cute front porch adds to the home's curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door ad ... (Read more)

Listing Details MLS# 2144240

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1895
Living Area Source: Public Records
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.32
Association YN: Yes
Association Fee: 970
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From 95, take State Rd 200 toward Fernandina Beach. In about 6 miles, make a right onto Amelia Concourse. In roughly 3 and a half miles, turn left on Lock St. The home will be on your left.
Public Remarks: Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open
List Price/SqFt: 213.72
Bathrooms Half: 0

Property Features

Levels: One Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Open Floorplan; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Vinyl Utilities: Electricity Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame Patio And Porch Features: Porch; Rear Porch; Screened Roof: Shingle Parking Features: Garage View: Trees/Woods Fencing: Back Yard; Vinyl Current Use: Residential Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-08

Location Tax and Legal

Street Number: 95161
Street Name: LOCK
Street Suffix: Street
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 472-Oneil/Nassaville/Holly Point
Subdivision Name: Concourse Crossing

Status Change Information

Major Change Timestamp: 2026-06-26T17:33:50Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-06-26T17:33:50Z

DPR Eligible

DPR Eligible: Yes

More Information

Location, Tax, and Legal

Country: US
Parcel Number: 292N28033000820000
Tax Annual Amount: 5180.27
Tax Year: 2025
Tax Legal Description: LOT 82 CONCOURSE CROSSING PHASE 2 OR 2583/198
Zoning Description: PUD

Appliances

Dishwasher: Yes
Dryer: Yes
Electric Range: Yes
Electric Water Heater: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes

Construction Materials

Frame: Yes

Cooling

Central Air: Yes

Current Use

Residential: Yes

Fencing

Back Yard: Yes
Vinyl: Yes

Flooring

Vinyl: Yes

Heating

Central: Yes

Levels

One: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Parking Features

Garage: Yes

Possession

Close Of Escrow: Yes

Road Frontage Type

City Street: Yes

Road Surface Type

Asphalt: Yes

Roof

Shingle: Yes

Sewer

Public Sewer: Yes

Utilities

Electricity Connected: Yes

View

Trees/Woods: Yes

Water Source

Public: Yes

Patio And Porch Features

Porch: Yes
Rear Porch: Yes
Screened: Yes

Interior Features

Ceiling Fan(s): Yes
Open Floorplan: Yes
Primary Bathroom - Shower No Tub: Yes
Split Bedrooms: Yes
Walk-In Closet(s): Yes

Documents

Listing Office: WATSON REALTY CORP

Last Updated: July - 05 - 2026

Information deemed reliable but not guaranteed.

95161 LOCK Street, Fernandina Beach, FL 32034 (MLS# 2144240)