Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

94 BLACK HORSE Way, St. Johns, FL 32259 (MLS# 2146219)

94 BLACK HORSE Way, St. Johns, FL 32259

$932,569

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,022 Status: Closed

Current Price: $932,569 List Date: 5/20/2026 Last Modified: 5/20/2026

Overview

Description

Put in for comp purposes, this is a Garnet plan on a huge cul-de-sac lot with EVERY UPGRADE!

Listing Details MLS# 2146219

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3022
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 5463
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-05-20
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Follow Rivertown Main to the Springs, turn and follow back to first stop sign, turn R on Black Horse to cul-de-sac
Public Remarks: Put in for comp purposes, this is a Garnet plan on a huge cul-de-sac lot with EVERY UPGRADE!
List Price/SqFt: 308.59
Sold Price/SqFt: 308.59

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Gas Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Wine Cooler Interior Features: Butler Pantry; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Electric Heating: Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Cul-De-Sac View: Protected Preserve Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Management - Part Time; Park; Pickleball; Playground; Tennis Court(s) Community Features: Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Conventional

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-20

Location Tax and Legal

Street Number: 94
Street Name: BLACK HORSE
Street Suffix: Way
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown

Status Change Information

Major Change Timestamp: 2026-05-20T18:17:45Z
Major Change Type: Status Change
Purchase Contract Date: 2026-05-20
Close Date: 2026-05-20
Close Price: 932569

DPR Eligible

DPR Eligible: No

More Information

Listing Office: NON MLS (realMLS)

Last Updated: May - 20 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.