Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

9252 ZEPHER LILY Lane, Jacksonville, FL 32219 (MLS# 2162478)

9252 ZEPHER LILY Lane, Jacksonville, FL 32219

$255,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,842 Status: Closed

Current Price: $255,000 List Date: 9/02/2026 Last Modified: 10/30/2026

Overview

Description

Welcome to a beautifully maintained home on a corner lot, where comfortable living meets the freedom to make each space your own. Natural light fills the inviting interior, and the functional layout offers an easy flow for everyday living and gathering with guests. The generously sized backyard is ready for whatever you envision next. Imagine adding a pool while still having room for outdoor dining, entertaining, gardening, or a place for pets to play. It's a setting with the space to enjoy Florida living your way. With a roof that's only three years old, this move in ready home invites you to settle in and start making it your own. 100% financing available through the preferred lender for qualified buyers.

Listing Details MLS# 2162478

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1842
Living Area Source: Appraiser
Year Built: 2014
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Association YN: Yes
Association Fee: 420
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-295, take the exit for US-1/New Kings Rd and travel north. Turn left onto Trout River Blvd, then turn into the Trout River Bluff community. Follow the community roads to Zephyr Lily Ln. Property will be located at 9252 Zephyr Lily Ln.
Public Remarks: Welcome to a beautifully maintained home on a corner lot, where comfortable living meets the freedom to make each space your own. Natural light fills the inviting interior, and the functional layout offers an easy flow for everyday living and gathering with guests. The generously sized backyard is ready for whatever you envision next. Imagine adding a pool while still having room for outdoor dining, entertaining, gardening, or a place for pets to play. It's a setting with the space to enjoy Florida living your way. With a roof that's only three years old, this move in ready home invites you to settle in and start making it your own. 100% financing available through the preferred lender for qualified buyers.
List Price/SqFt: 140.61
Sold Price/SqFt: 138.44

Property Features

Levels: One Appliances: Electric Range; Microwave; Refrigerator Interior Features: Eat-in Kitchen; Open Floorplan; Primary Bathroom -Tub with Separate Shower Flooring: Carpet; Laminate Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Brick Veneer Roof: Shingle Parking Features: Garage Lot Features: Corner Lot Current Use: Single Family Association Fee Includes: Maintenance Structure Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-25

Location Tax and Legal

Street Number: 9252
Street Name: ZEPHER LILY
Street Suffix: Lane
County: Duval
State: FL
Postal Code: 32219
MLS Area Major: 081-Marietta/Whitehouse/Baldwin/Garden St
Subdivision Name: Trout River Bluff

Status Change Information

Major Change Timestamp: 2026-10-30T16:04:01Z
Major Change Type: Status Change
Price Change Timestamp: 2026-09-28T23:05:41Z
Purchase Contract Date: 2026-10-07
Close Date: 2026-10-30
Close Price: 255000

DPR Eligible

DPR Eligible: No

More Information

Documents

SELLERS PROPERTY DISCLOSURE ›

FLOOD DISCLOSURE ›

HOA ›

OFFER INSTRUCTIONS ›

Listing Office: ONE SOTHEBY'S INTERNATIONAL REALTY

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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