Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

912 BUTTERCUP Drive, St. Johns, FL 32259 (MLS# 2142097)

912 BUTTERCUP Drive, St. Johns, FL 32259

$415,000

Virtual Tour

https://www.zillow.com/view-imx/5c64b7e5-c8e5-4273-8b12-ed164779c4c2?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,152 Lot Size (sq. ft.): 5,663 Status: Closed

Current Price: $415,000 List Date: 4/30/2026 Last Modified: 7/07/2026

Overview

Description

Tucked inside Julington Creek Plantation, this beautifully maintained pool home welcomes you with warm floors and an open, airy feel. The vaulted ceilings and sliding glass doors draw your eye straight to the backyard oasis, filling the space with natural light. The kitchen is designed for everyday living and easy entertaining, featuring a huge breakfast bar and an entire wall of built-in cabinets for extra storage. Step outside to your private, fenced backyard with a sparkling in-ground pool and lush landscaping that makes every day feel like a getaway. The primary suite offers vaulted ceilings and a spacious bath with dual vanities, a soaking tub, walk-in shower, and a large walk-in closet. With an indoor laundry room, epoxy-finished garage, and thoughtful upgrades throughout, this home is truly move-in ready and made to be enjoyed.

Listing Details MLS# 2142097

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1418
Living Area Source: Appraiser
Building Area Total: 2152
Year Built: 2000
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.13
Association YN: Yes
Association Fee: 597
Association Fee Frequency: Annually
Association Name: Julington Creek Plantation Property Owners Assoc
Association Phone: 904-417-7600
CDD Fee YN: Yes
CDD Fee Amount: 1426.73
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: North
Directions: SR 13 to LEFT on Racetrack Road. RIGHT on 2nd Durbin Creek. RIGHT on Afton. LEFT on Buttercup - home is on the LEFT.
Public Remarks: Tucked inside Julington Creek Plantation, this beautifully maintained pool home welcomes you with warm floors and an open, airy feel. The vaulted ceilings and sliding glass doors draw your eye straight to the backyard oasis, filling the space with natural light. The kitchen is designed for everyday living and easy entertaining, featuring a huge breakfast bar and an entire wall of built-in cabinets for extra storage. Step outside to your private, fenced backyard with a sparkling in-ground pool and lush landscaping that makes every day feel like a getaway. The primary suite offers vaulted ceilings and a spacious bath with dual vanities, a soaking tub, walk-in shower, and a large walk-in closet. With an indoor laundry room, epoxy-finished garage, and thoughtful upgrades throughout, this home is truly move-in ready and made to be enjoyed.
List Price/SqFt: 299.72
Sold Price/SqFt: 292.67

Property Features

Architectural Style: Ranch; Traditional Levels: One Rental Restrictions: 1 Month Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Freezer; ENERGY STAR Qualified Refrigerator; ENERGY STAR Qualified Washer; ENERGY STAR Qualified Water Heater; Ice Maker Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Fiber Cement; Frame; Stucco Patio And Porch Features: Covered; Patio Pool Features: In Ground Roof: Shingle Parking Features: Attached; Garage Fencing: Back Yard; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Fitness Center; Jogging Path; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection