Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

91 LORIJANE Lane, St. Johns, FL 32259 (MLS# 2150225)

91 LORIJANE Lane, St. Johns, FL 32259

$720,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,716 Lot Size (sq. ft.): 16,988 Status: Closed

Current Price: $720,000 List Date: 6/12/2026 Last Modified: 8/02/2026

Overview

Description

**Multiple Offers Received H&B by 6/14 5p.m.** Welcome home to this meticulously maintained semi-custom residence in desirable Mill Creek Plantation! Situated on one of the largest lots in the community and tucked away on a cul-de-sac, this 4-bedroom, 3.5-bath home offers exceptional craftsmanship and thoughtful design throughout. Features include beautiful wood flooring, 10-foot ceilings, smooth walls, rounded corners, coffered ceilings, custom built-ins, and transom cabinetry. The spacious floor plan includes a private guest ensuite and dedicated pool bath. Enjoy cooking with gas appliances and entertaining in the stunning backyard oasis featuring a large pool and spa. Mill Creek Plantation offers NO CDD fees and is zoned for highly rated schools, with a new library and park coming soon just across the street to the entrance. An incredible opportunity is available with a 2.75% VA assumable loan for qualified buyers. This is Florida living at its finest!

Listing Details MLS# 2150225

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2716
Living Area Source: Appraiser
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.39
Lot Size Dimensions: 200 x 83
Association YN: Yes
Association Fee: 800
Association Fee Frequency: Annually
Association Name: Mill Creek Plantation HOA
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Direction Faces: West
Directions: Greenbriar Road to Rubicon Dr. Take Rubicon Dr to end of road and take right on LoriJane Lane. Home will be on the left hand side in cul-de-sac.
Public Remarks: **Multiple Offers Received H&B by 6/14 5p.m.** Welcome home to this meticulously maintained semi-custom residence in desirable Mill Creek Plantation! Situated on one of the largest lots in the community and tucked away on a cul-de-sac, this 4-bedroom, 3.5-bath home offers exceptional craftsmanship and thoughtful design throughout. Features include beautiful wood flooring, 10-foot ceilings, smooth walls, rounded corners, coffered ceilings, custom built-ins, and transom cabinetry. The spacious floor plan includes a private guest ensuite and dedicated pool bath. Enjoy cooking with gas appliances and entertaining in the stunning backyard oasis featuring a large pool and spa. Mill Creek Plantation offers NO CDD fees and is zoned for highly rated schools, with a new library and park coming soon just across the street to the entrance. An incredible opportunity is available with a 2.75% VA assumable loan for qualified buyers. This is Florida living at its finest!
List Price/SqFt: 261.41
Sold Price/SqFt: 265.1

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: Other Appliances: Dishwasher; Disposal; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Tankless Water Heater Interior Features: Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Sink; Washer Hookup Utilities: Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stone; Stucco Patio And Porch Features: Covered; Patio; Rear Porch; Screened Pool Features: In Ground; Screen Enclosure Spa Features: Heated; In Ground; Private Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Cleared; Cul-De-Sac View: Protected Preserve; Trees/Woods Fencing: Back Yard; Fenced; Other Current Use: Residential Association Fee Includes: Maintenance Grounds Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan