Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

909 7TH Avenue N, Jacksonville Beach, FL 32250 (MLS# 2161026)

909 7TH Avenue N, Jacksonville Beach, FL 32250

$490,000

Virtual Tour

https://www.zillow.com/view-imx/2766f421-1714-483e-8973-499238fed0f8?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 990 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $490,000 List Date: 8/24/2026 Last Modified: 9/07/2026

Overview

Description

Charming Concrete Block Home - Just 8 Blocks to the Beach! Situated on a quiet street, this 2-bedroom, 1-bath concrete block home offers 990 sq ft of living space and sits just 8 blocks from the beach, with a dedicated crosswalk at A1A providing safe, convenient beach access. The generous 50' x 125' lot offers great flexibility -- move in as-is, remodel into the perfect beach cottage, or use it as a home site for a custom new build. Solid construction, a peaceful setting, and an unbeatable location make this a rare find. Don't miss this one!

Listing Details MLS# 2161026

General Property Information

Bedrooms Total: 2
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 990
Living Area Source: Public Records
Building Area Total: 990
Year Built: 1955
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.14
Lot Size Dimensions: 50 x 125
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: South
Directions: From A1A/3rd St in Jacksonville Beach, travel west on 7th Avenue North to the home on the right.
Public Remarks: Charming Concrete Block Home - Just 8 Blocks to the Beach! Situated on a quiet street, this 2-bedroom, 1-bath concrete block home offers 990 sq ft of living space and sits just 8 blocks from the beach, with a dedicated crosswalk at A1A providing safe, convenient beach access. The generous 50' x 125' lot offers great flexibility -- move in as-is, remodel into the perfect beach cottage, or use it as a home site for a custom new build. Solid construction, a peaceful setting, and an unbeatable location make this a rare find. Don't miss this one!
List Price/SqFt: 565.66
Sold Price/SqFt: 494.95

Property Features

Architectural Style: Cottage Levels: One Rental Restrictions: No Minimum Appliances: Dishwasher; Electric Cooktop; Electric Oven; Electric Range; Freezer; Microwave; Refrigerator Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Primary Downstairs; Vaulted Ceiling(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Block; Concrete Other Structures: Shed(s) Patio And Porch Features: Front Porch; Rear Porch Roof: Other Parking Features: Off Street Fencing: Back Yard; Privacy; Wood Current Use: Residential Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-20

Location Tax and Legal

Street Number: 909
Street Name: 7TH
Street Suffix: Avenue
Street Direction Suffix: N
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 213-Jacksonville Beach-NW
Subdivision Name: Pablo Beach North

Status Change Information

Major Change Timestamp: 2026-09-07T23:31:24Z
Major Change Type: Status Change
Purchase Contract Date: 2026-08-25
Close Date: 2026-09-04
Close Price: 490000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: September - 07 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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