Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

9053 GIFFORD Drive, Jacksonville, FL 32220 (MLS# 2170671)

9053 GIFFORD Drive, Jacksonville, FL 32220

$189,900

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,318 Lot Size (sq. ft.): 1,742 Status: Active

Current Price: $189,900 List Date: 10/23/2026 Last Modified: 10/23/2026

Overview

Description

Enjoy affordable, low-maintenance living in Jacksonville! This move-in-ready 2-bedroom, 2.5-bath townhome features fresh interior paint, new carpet upstairs, new kitchen appliances, and a new washer and dryer. With these updates already completed, you can settle in and start enjoying your new home. This property is not a short sale and is not eligible for FHA financing.

Listing Details MLS# 2170671

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1202
Living Area Source: Assessor
Building Area Total: 1318
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.04
Association YN: Yes
Association Fee: 265
Association Fee Frequency: Quarterly
Association Name: Westlake Estates Townhomes
Association Phone: 904-432-1207
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: Take I-95 North and I-10 West to Hammond Blvd. Take exit 355 from I-10 West Follow us-90 W Beaver Street and Jones Road to Gifford Drive
Public Remarks: Enjoy affordable, low-maintenance living in Jacksonville! This move-in-ready 2-bedroom, 2.5-bath townhome features fresh interior paint, new carpet upstairs, new kitchen appliances, and a new washer and dryer. With these updates already completed, you can settle in and start enjoying your new home. This property is not a short sale and is not eligible for FHA financing.
List Price/SqFt: 157.99

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Dryer; Electric Oven; Electric Range; Microwave; Refrigerator; Washer Flooring: Carpet; Tile Laundry Features: In Unit Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame Patio And Porch Features: Porch Roof: Shingle Parking Features: Attached; Garage Current Use: Single Family Association Fee Includes: Maintenance Grounds Community Features: Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan Showing Requirements: Other

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-10-22

Location Tax and Legal

Street Number: 9053
Street Name: GIFFORD
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32220
MLS Area Major: 081-Marietta/Whitehouse/Baldwin/Garden St
Subdivision Name: Westlake Estates Townhomes

Status Change Information

Major Change Timestamp: 2026-10-23T18:26:38Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Documents

Home Owners, Flood, and Non-Occupancy ›

Listing Office: COASTAL REALTY JAX

Last Updated: October - 23 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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