Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

903 12TH Street N, Jacksonville Beach, FL 32250 (MLS# 1113539)

903 12TH Street N, Jacksonville Beach, FL 32250

$495,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,400 Status: Closed

Current Price: $495,000 List Date: 6/03/2021 Last Modified: 8/18/2026

Overview

Description

Highest and best Sunday 6/6 by 7 pm EST. Open House Sunday 6/6 from 11 am - 2 pm. Come check out this renovated and updated concrete block home on a corner lot, just a short walk/bike to the beach. Property features include updated roof, hvac, full re-plumb, appliances, countertops, irrigation system, and bamboo flooring. The master suite includes a full en-suite master bath and walk in closet. One car garage to store all of your beach gear, and plenty of parking for your vehicle, RV, or boat. Fully fenced yard. This property will not last long!

Listing Details MLS# 1113539

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1400
Living Area Source: Public Records
Year Built: 1960
Association YN: No
CDD Fee YN: No
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Directions: Home is on the corner of 8th Ave North and 12th St North. 8th Ave can be accessed from A1A (3rd St) or Penman.
Public Remarks: Highest and best Sunday 6/6 by 7 pm EST. Open House Sunday 6/6 from 11 am - 2 pm. Come check out this renovated and updated concrete block home on a corner lot, just a short walk/bike to the beach. Property features include updated roof, hvac, full re-plumb, appliances, countertops, irrigation system, and bamboo flooring. The master suite includes a full en-suite master bath and walk in closet. One car garage to store all of your beach gear, and plenty of parking for your vehicle, RV, or boat. Fully fenced yard. This property will not last long!
List Price/SqFt: 350
Sold Price/SqFt: 353.57

Property Features

Approx Parcel Size: Less than .25 Acre Appliances: Disposal; Electric Range; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Eat-in Kitchen; Primary Bathroom - Shower No Tub; Primary Downstairs; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Tile; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Concrete; Stucco Patio And Porch Features: Covered; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage; RV Access/Parking Lot Features: Corner Lot; Sprinklers In Front; Sprinklers In Rear Fencing: Fenced; Full Current Use: Residential; Single Family Road Surface Type: Asphalt Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2021-06-03

Location Tax and Legal

Street Number: 903
Street Name: 12TH
Street Suffix: Street
Street Direction Suffix: N
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 213-Jacksonville Beach-NW
Subdivision Name: Jacksonville Beach

Status Change Information

Major Change Timestamp: 2021-07-09T00:49:46Z
Major Change Type: Status Change
Purchase Contract Date: 2021-06-07
Close Date: 2021-07-08
Close Price: 495000

Historical Information

Public Historical Remarks 1: Storage Room: Y, Dining-Kitchen/Family Combo: Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Energy Features-Ridge Vents: Y, Energy Features-Ceiling Fan(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y

More Information

Listing Office: MOMENTUM REALTY

Last Updated: August - 18 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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