Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

902 ORANGE BRANCH Trail, St. Johns, FL 32259 (MLS# 2128234)

902 ORANGE BRANCH Trail, St. Johns, FL 32259

$623,000

902-orange-branch-trail-saint-johns-fl-8

902-orange-branch-trail-saint-johns-fl-7

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,755 Lot Size (sq. ft.): 8,276 Status: Closed

Current Price: $623,000 List Date: 2/03/2026 Last Modified: 5/13/2026

Overview

Description

Experience the best of St. Johns living in this stunning Charleston-inspired retreat in the premier Rivertown community. With a rare low HOA, this home blends timeless Southern charm with modern functionality. The gourmet kitchen, featuring stainless steel appliances and a spacious walk-in pantry, flows seamlessly into the open living area--Perfect for everyday living and entertaining. The private main-level owner's suite offers a peaceful retreat, while upstairs you'll find a versatile loft and a charming balcony with tranquil lake views. Enjoy outdoor living on the welcoming front porch or relax in the screened lanai. Rivertown's resort-style amenities include pools with waterslides, a fitness center, sports courts, and scenic trails. Plus, the seller is offering $5,000 toward the buyer's closing costs, making this beautiful home an even better opportunity in one of the area's most desirable communities

Listing Details MLS# 2128234

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2755
Living Area Source: Appraiser
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.19
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2950.65
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: Proceed southeast on Rivertown Main Street, then take the first exit at the traffic circle onto Orange Branch Trail. The home is located on the right-hand side.
Public Remarks: Experience the best of St. Johns living in this stunning Charleston-inspired retreat in the premier Rivertown community. With a rare low HOA, this home blends timeless Southern charm with modern functionality. The gourmet kitchen, featuring stainless steel appliances and a spacious walk-in pantry, flows seamlessly into the open living area--Perfect for everyday living and entertaining. The private main-level owner's suite offers a peaceful retreat, while upstairs you'll find a versatile loft and a charming balcony with tranquil lake views. Enjoy outdoor living on the welcoming front porch or relax in the screened lanai. Rivertown's resort-style amenities include pools with waterslides, a fitness center, sports courts, and scenic trails. Plus, the seller is offering $5,000 toward the buyer's closing costs, making this beautiful home an even better opportunity in one of the area's most desirable communities
List Price/SqFt: 226.86
Sold Price/SqFt: 226.13

Property Features

Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Dryer; Gas Water Heater; Microwave; Refrigerator; Washer; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Lower Level Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Locks; Programmable Thermostat Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Exterior Features: Balcony Patio And Porch Features: Covered; Front Porch; Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Cleared View: Lake; Water Current Use: Residential; Single Family Association Amenities: Basketball Court; Community Pool; Fitness Center; Jogging Path; Tennis Court(s) Community Features: Sidewalks; Street Lights; Suburban Road Frontage Type: City Street; Private Road Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-02-02

Location Tax and Legal

Street Number: 902
Street Name: ORANGE BRANCH
Street Suffix: Trail
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Garden District North

Status Change Information

Major Change Timestamp: 2026-05-13T21:24:59Z
Major Change Type: Status Change
Price Change Timestamp: 2026-03-16T19:42:08Z
Purchase Contract Date: 2026-04-13
Close Date: 2026-05-13
Close Price: 623000

Smart Home Features

Other: Ecobee Thermostat

More Information

DPR Eligible

DPR Eligible: No

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: May - 13 - 2026

Information deemed reliable but not guaranteed.