Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

90 BRADFORD LAKE Circle, Jacksonville, FL 32218 (MLS# 2170496)

90 BRADFORD LAKE Circle, Jacksonville, FL 32218

$2,720

Property Type: Residential Lease Bedrooms: 4 Baths: 3 Square Footage: 2,346 Lot Size (sq. ft.): 9,148 Status: Active

Current Price: $2,720 List Date: 10/22/2026 Last Modified: 10/22/2026

Overview

Description

Welcome to this spacious 4 bedroom, 2.5 bathroom single-family home offering approx. 2,350 SF of living space! The first floor features a dedicated office, an open-concept layout and beautifully upgraded kitchen boasting high-end appliances, granite countertops, and a large island overlooking the dining and living areas. Upstairs, you'll find all four bedrooms plus a spacious loft/den offering additional flexible living space. The primary suite features a bathroom with double vanities, a walk-in shower, and a separate soaking tub. Thoughtful upgrades throughout the home include decorative board and batten wall molding and built-in shoe storage. Enjoy the screened-in back patio overlooking a fully fenced backyard with a playground. Patio furniture, two mounted TVs, and garage deep freezer convey. Community amenities include a pool, pickleball courts, and playground. Dog may be considered with NRPF. Non-smokers only. $2,720 security deposit. Available now!

Listing Details MLS# 2170496

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2346
Living Area Source: Assessor
Year Built: 2016
Lot Size Acres: 0.21
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Waterfront YN: No
Stories: 2
Stories Total: 2
Senior Community YN: No
Directions: From downtown: head north on I95, take exit 366 onto Pecan Park Road, left onto US-17, right onto Pond Run Lane, right onto Dowing Creek Drive, Turn right onto Bradford Lake Circle to property on right.
Public Remarks: Welcome to this spacious 4 bedroom, 2.5 bathroom single-family home offering approx. 2,350 SF of living space! The first floor features a dedicated office, an open-concept layout and beautifully upgraded kitchen boasting high-end appliances, granite countertops, and a large island overlooking the dining and living areas. Upstairs, you'll find all four bedrooms plus a spacious loft/den offering additional flexible living space. The primary suite features a bathroom with double vanities, a walk-in shower, and a separate soaking tub. Thoughtful upgrades throughout the home include decorative board and batten wall molding and built-in shoe storage. Enjoy the screened-in back patio overlooking a fully fenced backyard with a playground. Patio furniture, two mounted TVs, and garage deep freezer convey. Community amenities include a pool, pickleball courts, and playground. Dog may be considered with NRPF. Non-smokers only. $2,720 security deposit. Available now!
List Price/SqFt: 1.16

Property Features

Owner Pays: Grounds Care; Trash Collection Appliances: Dishwasher; Dryer; Electric Range; Freezer; Microwave; Refrigerator; Washer Interior Features: Built-in Features; Ceiling Fan(s); Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s) Laundry Features: In Unit Patio And Porch Features: Patio; Screened Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground Water Source: Public Parking Features: Garage Fencing: Back Yard Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Additional Fee Includes: Attorney Fee Tenant Pays: All Utilities Pets Allowed: Yes; Breed Restrictions; Dogs OK; Size Limit

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2026-10-22
Lease Term: 12 Months
Availability Date: 2026-10-22

Location Tax and Legal

Street Number: 90
Street Name: BRADFORD LAKE
Street Suffix: Circle
State: FL
County: Duval
Postal Code: 32218
MLS Area Major: 092-Oceanway/Pecan Park
Subdivision Name: Yellow Bluff Hideaway

Status Change Information

Major Change Timestamp: 2026-10-22T20:14:14Z
Major Change Type: New Listing

Deposits and Fees

Additional Fee: 100
Application Fee: 85
Security Deposit: 2720

More Information

Pets Allowed

Maximum Weight Allowed: 50

Listing Office: BEE HOME REALTY, LLC

Last Updated: October - 22 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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