Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

8672 BANDERA Circle S, Jacksonville, FL 32244 (MLS# 2150368)

8672 BANDERA Circle S, Jacksonville, FL 32244

$295,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,417 Lot Size (sq. ft.): 31,799 Status: Active

Current Price: $295,000 List Date: 6/12/2026 Last Modified: 10/29/2026

Overview

Description

Discover this well-maintained 3-bedroom, 2-bathroom home offering 1,727 sq ft of comfortable living space. The home features a spacious layout with inviting living and dining areas that flow seamlessly into the kitchen, creating a great setup for everyday living and entertaining. The primary suite includes a private bathroom and generous closet space, while the additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the screened-in patio, perfect for relaxing with a morning coffee or entertaining guests year-round. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.

Listing Details MLS# 2150368

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1727
Living Area Source: Public Records
Building Area Total: 2417
Year Built: 1990
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.73
Association YN: Yes
Association Fee: 123.4
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: Head northwest, Take the Collins Rd exit, Use the left 2 lanes to take the ramp to Collins Rd, Turn left onto Rampart Rd, Turn right onto Argyle Forest Blvd, Turn left onto Cheswick Oak Ave, Turn left onto Bandera Cir S, Destination will be on the right.
Public Remarks: Discover this well-maintained 3-bedroom, 2-bathroom home offering 1,727 sq ft of comfortable living space. The home features a spacious layout with inviting living and dining areas that flow seamlessly into the kitchen, creating a great setup for everyday living and entertaining. The primary suite includes a private bathroom and generous closet space, while the additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the screened-in patio, perfect for relaxing with a morning coffee or entertaining guests year-round. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.
List Price/SqFt: 170.82

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Electric Range; Microwave; Refrigerator Interior Features: Breakfast Bar; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate; Tile; Vinyl Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame Patio And Porch Features: Front Porch; Patio; Screened Roof: Shingle Parking Features: Attached; Garage Lot Features: Irregular Lot Fencing: Back Yard; Fenced; Wood Current Use: Residential; Single Family Association Amenities: Community Pool Road Frontage Type: City Street Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-06-12

Location Tax and Legal

Street Number: 8672
Street Name: BANDERA
Street Suffix: Circle
Street Direction Suffix: S
County: Duval
State: FL
Postal Code: 32244
MLS Area Major: 067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
Subdivision Name: Charlesgate

Status Change Information

Major Change Timestamp: 2026-10-29T16:36:09Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-29T16:36:09Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

Listing Office: SOVEREIGN REAL ESTATE GROUP

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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