Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

863 E DORCHESTER Drive, St. Johns, FL 32259 (MLS# 2127472)

863 E DORCHESTER Drive, St. Johns, FL 32259

$818,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,292 Lot Size (sq. ft.): 14,375 Status: Closed

Current Price: $818,000 List Date: 5/15/2026 Last Modified: 5/15/2026

Overview

Description

Located in the gated community of Plantation Estates in Julington Creek Plantation, this beautifully maintained 4BR/3.5BA home offers 3,292 sq ft with a flexible layout and peaceful lake setting. The main level features the owner's suite, a dedicated office, and open living areas with wood flooring and abundant natural light. The gourmet kitchen features stainless appliances and a smart refrigerator, flowing into the family room and overlooking the backyard. Upstairs offers additional bedrooms and a spacious loft. Situated on a 0.33-acre lot with a long lake view, the home features a large covered back porch overlooking the water and plenty of room to add a pool. Additional features include custom closets, water softener, EV charger, newer upstairs HVAC, washer and dryer included, and a 3-car garage. Enjoy access to all of Julington Creek Plantation's resort-style amenities and top-rated St. Johns County schools.

Listing Details MLS# 2127472

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3292
Living Area Source: Public Records
Year Built: 2016
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.33
Association YN: Yes
Association Fee: 495
Association Fee Frequency: Quarterly
Association Fee 2: 560
Association Fee 2 Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1426.73
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: Turn Right onto Flora Branch BLVD, Turn right onto Camberly Dr, Turn left onto N Danbury RD, Turn right onto E Dorchester DR home on left.
Public Remarks: Located in the gated community of Plantation Estates in Julington Creek Plantation, this beautifully maintained 4BR/3.5BA home offers 3,292 sq ft with a flexible layout and peaceful lake setting. The main level features the owner's suite, a dedicated office, and open living areas with wood flooring and abundant natural light. The gourmet kitchen features stainless appliances and a smart refrigerator, flowing into the family room and overlooking the backyard. Upstairs offers additional bedrooms and a spacious loft. Situated on a 0.33-acre lot with a long lake view, the home features a large covered back porch overlooking the water and plenty of room to add a pool. Additional features include custom closets, water softener, EV charger, newer upstairs HVAC, washer and dryer included, and a 3-car garage. Enjoy access to all of Julington Creek Plantation's resort-style amenities and top-rated St. Johns County schools.
List Price/SqFt: 250
Sold Price/SqFt: 248.48

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Dryer; Electric Cooktop; Microwave; Refrigerator; Washer; Water Softener Owned Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Entrance Foyer; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Wood Laundry Features: Lower Level Utilities: Cable Available; Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Parking Features: Attached View: Lake Waterfront Features: Lake Front Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Gated; Golf Course; Park; Pickleball; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-01-29

Location Tax and Legal

Street Number: 863
Street Direction Prefix: E
Street Name: DORCHESTER
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Plantation Estates

Status Change Information

Major Change Timestamp: 2026-05-15T15:32:17Z
Major Change Type: Status Change
Price Change Timestamp: 2026-04-09T16:30:31Z
Purchase Contract Date: 2026-04-29
Close Date: 2026-05-15
Close Price: 818000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Documents

Flood Disclosure ›

HOA Disclosure ›

Seller's Disclosure ›

Listing Office: WATSON REALTY CORP

Last Updated: May - 15 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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