Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

86 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2046371)

86 OAKMOSS Drive, St. Johns, FL 32259

$699,000

Primary bathroom with rainhead shower system

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,792 Status: Closed

Current Price: $699,000 List Date: 6/13/2025 Last Modified: 12/13/2025

Overview

Description

THIS HOME IS READY NOW! Step into modern-organic luxury in The Shores at RiverTown, one of the area's most coveted waterfront communities. This stunning home features a dramatic two-story foyer with a grand oak staircase and designer coastal light fixtures that create an inviting, airy welcome. Earthy tones and upgraded tile flooring flow throughout the main level, blending indoor comfort with natural beauty. The kitchen is a showpiece with stacked cabinetry, stainless steel appliances, and an oversized island—perfect for entertaining. A main-floor guest suite and cozy workspace add flexibility and function. From the backyard and private primary suite, enjoy rare, peaceful views of the St. Johns River. Upstairs, a spacious loft offers endless possibilities—media room, yoga studio, or creative retreat. Just minutes from the RiverClub amenity center, this home is a perfect balance of nature, elegance, and elevated coastal living.

Listing Details MLS# 2046371

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2792
Living Area Source: Builder
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 100
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1200
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-02-01
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: Take CR 210 to CR 16, turn right at Woodpeckers BBQ, the gated entry is 1/4 mile on the left hand side
Public Remarks: THIS HOME IS READY NOW! Step into modern-organic luxury in The Shores at RiverTown, one of the area's most coveted waterfront communities. This stunning home features a dramatic two-story foyer with a grand oak staircase and designer coastal light fixtures that create an inviting, airy welcome. Earthy tones and upgraded tile flooring flow throughout the main level, blending indoor comfort with natural beauty. The kitchen is a showpiece with stacked cabinetry, stainless steel appliances, and an oversized island—perfect for entertaining. A main-floor guest suite and cozy workspace add flexibility and function. From the backyard and private primary suite, enjoy rare, peaceful views of the St. Johns River. Upstairs, a spacious loft offers endless possibilities—media room, yoga studio, or creative retreat. Just minutes from the RiverClub amenity center, this home is a perfect balance of nature, elegance, and elevated coastal living.
List Price/SqFt: 250.36
Sold Price/SqFt: 250.36

Property Features

Architectural Style: Craftsman; Traditional Levels: Two Property Condition: Under Construction Appliances: Dishwasher; Disposal; Electric Oven; ENERGY STAR Qualified Dishwasher; Gas Cooktop; Microwave; Tankless Water Heater Interior Features: Breakfast Bar; Breakfast Nook; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Zoned Heating: Central; Electric; Zoned Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Security Features: Security Gate Construction Materials: Fiber Cement Patio And Porch Features: Covered; Front Porch; Patio; Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Many Trees; Sprinklers In Front; Sprinklers In Rear View: Protected Preserve; Trees/Woods Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Management - Full Time; Park; Pickleball; Playground; Other Association Fee Includes: Other Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2024-09-07

Location Tax and Legal

Street Number: 86
Street Name: OAKMOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2025-12-13T15:51:18Z
Major Change Type: Status Change
Price Change Timestamp: 2025-08-01T19:51:16Z
Purchase Contract Date: 2025-11-18
Close Date: 2025-12-09
Close Price: 699000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: December - 13 - 2025

Information deemed reliable but not guaranteed.