Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

86 FLACH Drive, St. Johns, FL 32259 (MLS# 2057730)

86 FLACH Drive, St. Johns, FL 32259

$592,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,444 Lot Size (sq. ft.): 33,106 Status: Closed

Current Price: $592,000 List Date: 11/21/2024 Last Modified: 4/17/2026

Overview

Description

Like-New 2021 residence in Lakes @ Mill Creek Plantation on one of the largest & most private home sites in the community. Situated on a 3/4 acre home site w/ a pond to conservation view, this property offers many upgrades & updates. Distinctive engineered hardwood in Foyer, Extended Foyer, Great Room, Primary Bedroom & Bedroom 4 upstairs. Fully-Equipped Kitchen w/ Stainless Appliances including Double Wall Ovens, GE Monogram Fridge, (New) Reverse Osmosis system, Quartz Countertops & Walk-In Pantry. New Dining Chandelier! Primary Bath boasts a huge shower, double vanity w/ quartz countertop, private water closet & updated w/ new LED Mirrors. Generously-sized screened lanai w/ mounted TV & Edison-Style Lighting. 1st Floor Laundry features Gas Dryer & New Samsung Washer. Take the elegant staircase to a Bedroom, Full Bath & Bonus Room! 3-car Garage has coated floor & a new outlet for electric vehicles. Fully-Fenced side yard.

Listing Details MLS# 2057730

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2444
Living Area Source: Public Records
Year Built: 2021
Homestead YN: No
Lot Size Acres: 0.76
Association YN: Yes
Association Fee: 600
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Direction Faces: Southwest
Directions: From Longleaf :Pine Pkwy & Greenbriar Rd: West on Greenbriar to first Right on Rubicon (Lakes @ Mill Creek). Then Left on Flach to Property on Right.
Public Remarks: Like-New 2021 residence in Lakes @ Mill Creek Plantation on one of the largest & most private home sites in the community. Situated on a 3/4 acre home site w/ a pond to conservation view, this property offers many upgrades & updates. Distinctive engineered hardwood in Foyer, Extended Foyer, Great Room, Primary Bedroom & Bedroom 4 upstairs. Fully-Equipped Kitchen w/ Stainless Appliances including Double Wall Ovens, GE Monogram Fridge, (New) Reverse Osmosis system, Quartz Countertops & Walk-In Pantry. New Dining Chandelier! Primary Bath boasts a huge shower, double vanity w/ quartz countertop, private water closet & updated w/ new LED Mirrors. Generously-sized screened lanai w/ mounted TV & Edison-Style Lighting. 1st Floor Laundry features Gas Dryer & New Samsung Washer. Take the elegant staircase to a Bedroom, Full Bath & Bonus Room! 3-car Garage has coated floor & a new outlet for electric vehicles. Fully-Fenced side yard.
List Price/SqFt: 242.23
Sold Price/SqFt: 242.23

Property Features

Architectural Style: Contemporary Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Double Oven; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Multi Units; Zoned Heating: Central; Electric; Heat Pump; Zoned Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Electric Vehicle Charging Station(s); Garage; Garage Door Opener Lot Features: Cleared; Sprinklers In Front; Sprinklers In Rear View: Pond; Trees/Woods Waterfront Features: Pond Fencing: Privacy; Other Current Use: Residential; Single Family Association Amenities: Park; Playground Road Frontage Type: City Street Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2024-11-21

Location Tax and Legal

Street Number: 86
Street Name: FLACH
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Worthington Estates

Status Change Information

Major Change Timestamp: 2025-02-14T16:09:26Z
Major Change Type: Status Change
Purchase Contract Date: 2025-01-03
Close Date: 2025-02-14
Close Price: 592000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: IDEAL REALTY CONNECTIONS

Last Updated: April - 17 - 2026

Broker Attribution: [email protected]

Information deemed reliable but not guaranteed.