Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

8555 LITTLE SWIFT Circle 32A, Jacksonville, FL 32256 (MLS# 2165727)

8555 LITTLE SWIFT Circle 32A, Jacksonville, FL 32256

$274,900

Living room with vaulted ceilings and plenty of natural lighting

Virtual Tour

https://nflrealestatephotography.com/8555-Little-Swift-Cir/idx

Office, Den, or hobby room with view of pond

Large Lanai overlooking expansive green space.

Corner lanai with beautiful views of nature

Kitchen opens to dining areas and living room

Kitchen Dinette area overlooks the beautiful wooded area and lawn space.

Primary Bedroom 8555 Little Swift Cir JA

Larger yard than most other condo units in The Tides

Tennis and Pickleball Courts are very popular!

Sweetwater community pavilion and grills

The Tides Condos within Sweetwater by Del Webb

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,797 Status: Active

Current Price: $274,900 List Date: 9/21/2026 Last Modified: 10/25/2026

Overview

Description

What if your next move brought you closer to everything you want—and gave you more time to enjoy it? At Sweetwater by Del Webb, an established, gated 55+ community with NO CDD fees, over 30 clubs and interest groups offer a ready-made way to connect. Keep Mayo Clinic, beaches, golf, St. Johns Town Center and the airport within reach while coming home to a remarkably peaceful setting. This upper-level END condo overlooks a broad lawn and mature trees, with no home directly behind. Its spacious screened lanai invites slow mornings, good conversation and afternoons with a book. Inside, vaulted ceilings and abundant windows create an airy feel, while pond views make the office a lovely place for work or hobbies. NEW HVAC in 2026, an attached garage and association-managed exterior maintenance add everyday practicality. One interior flight of stairs leads to the living level. Before you commit to newer construction farther south, tour this condo and discover how much lifestyle is already ... (Read more)

Supplements: You don't have to wait for a neighborhood to grow into itself. Here, the landscaping is mature, the activities are underway and there are plenty of ways to get involved at your own pace. Walking trails and fitness facilities make it easy to build a routine, while on-site management adds convenience. The split bedroom layout gives you and your gues ... (Read more)

Listing Details MLS# 2165727

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1797
Living Area Source: Public Records
Year Built: 2007
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Association YN: Yes
Association Fee: 275
Association Fee Frequency: Monthly
Association Fee 2: 360
Association Fee 2 Frequency: Monthly
Association Name: Sweetwater by Del Webb & The Tides Condos
Association Phone: 904.519.6673
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: Yes
Stories Total: 2
Entry Level: Yes
Senior Community YN: Yes
Directions: From Del Webb Pkwy, turn into The Tides condos, turn left on Surfbird Cir, left on Little Swift.
Public Remarks: What if your next move brought you closer to everything you want—and gave you more time to enjoy it? At Sweetwater by Del Webb, an established, gated 55+ community with NO CDD fees, over 30 clubs and interest groups offer a ready-made way to connect. Keep Mayo Clinic, beaches, golf, St. Johns Town Center and the airport within reach while coming home to a remarkably peaceful setting. This upper-level END condo overlooks a broad lawn and mature trees, with no home directly behind. Its spacious screened lanai invites slow mornings, good conversation and afternoons with a book. Inside, vaulted ceilings and abundant windows create an airy feel, while pond views make the office a lovely place for work or hobbies. NEW HVAC in 2026, an attached garage and association-managed exterior maintenance add everyday practicality. One interior flight of stairs leads to the living level. Before you commit to newer construction farther south, tour this condo and discover how much lifestyle is already he
List Price/SqFt: 152.98

Property Features

Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Open Floorplan; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Gas Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security Gate; Smoke Detector(s) Construction Materials: Block Exterior Features: Storm Shutters Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond; Trees/Woods Current Use: Residential Association Amenities: Barbecue; Clubhouse; Community Pool; Fitness Center; Gated; Jogging Path; Management - Full Time; Management - On Site; Park; Pickleball Association Fee Includes: Insurance; Maintenance Grounds; Maintenance Structure; Trash Community Features: Curbs; Gated; Sidewalks Road Frontage Type: Private Road Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2026-09-21
Unit Type: End Unit

Location Tax and Legal

Street Number: 8555
Street Name: LITTLE SWIFT
Street Suffix: Circle
County: Duval
State: FL
Postal Code: 32256
MLS Area Major: 027-Intracoastal West-South Of Jt Butler Blvd
Subdivision Name: Sweetwater By Del Webb

Status Change Information

Major Change Timestamp: 2026-10-25T23:10:04Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-25T23:10:04Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: PONTE VEDRA CLUB REALTY, INC.

Last Updated: October - 25 - 2026

Information deemed reliable but not guaranteed.