Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

84 GRANITE CITY Avenue, St. Johns, FL 32259 (MLS# 2095327)

84 GRANITE CITY Avenue, St. Johns, FL 32259

$399,000

Virtual Tour

https://www.zillow.com/view-imx/71fb06cc-96e3-4787-8d21-ee3deb3fc0f2?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,604 Lot Size (sq. ft.): 6,534 Status: Closed

Current Price: $399,000 List Date: 6/26/2025 Last Modified: 4/17/2026

Overview

Description

Welcome home to this charming 3-bedroom, 2-bath residence built in 2021 in the desirable community of Aberdeen. Featuring an inviting front porch, open-concept layout, and stylish wood-tile flooring throughout main areas, this home is both modern and welcoming. The kitchen impresses with quartz countertops, stainless steel appliances, subway tile backsplash, ample cabinetry, and a walk-in pantry. Vaulted ceilings add a spacious feel, complemented by cozy carpeted bedrooms. The primary suite offers a generous walk-in closet and tranquil views. Enjoy relaxing evenings on your screened-in patio overlooking a large backyard and peaceful preserve. Additional conveniences include gutters, a 2-car garage, and all appliances, including washer and dryer. Aberdeen amenities include a clubhouse, fitness center, resort-style pool, basketball court, and playground.

Listing Details MLS# 2095327

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1604
Living Area Source: Builder
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1779.69
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I95 Exit 329 (CR210) head West. Turn Right on St. Johns Parkway. Turn Left onto Longleaf Pine Parkway. Turn Left onto Shetland Drive. Left onto Granite City Ave. Home on right.
Public Remarks: Welcome home to this charming 3-bedroom, 2-bath residence built in 2021 in the desirable community of Aberdeen. Featuring an inviting front porch, open-concept layout, and stylish wood-tile flooring throughout main areas, this home is both modern and welcoming. The kitchen impresses with quartz countertops, stainless steel appliances, subway tile backsplash, ample cabinetry, and a walk-in pantry. Vaulted ceilings add a spacious feel, complemented by cozy carpeted bedrooms. The primary suite offers a generous walk-in closet and tranquil views. Enjoy relaxing evenings on your screened-in patio overlooking a large backyard and peaceful preserve. Additional conveniences include gutters, a 2-car garage, and all appliances, including washer and dryer. Aberdeen amenities include a clubhouse, fitness center, resort-style pool, basketball court, and playground.
List Price/SqFt: 248.75
Sold Price/SqFt: 248.75

Property Features

Levels: One Appliances: Dishwasher; Dryer; Gas Cooktop; Gas Oven; Gas Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Available; Natural Gas Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Front Porch; Patio; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Fencing: Vinyl Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Playground Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection