Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

818 HARDWOOD Street, Orange Park, FL 32065 (MLS# 2171492)

818 HARDWOOD Street, Orange Park, FL 32065

$380,000

Virtual Tour

https://my.matterport.com/show/?m=DEjQXAPyM7x

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,840 Lot Size (sq. ft.): 12,197 Status: Active

Current Price: $380,000 List Date: 10/29/2026 Last Modified: 11/05/2026

Overview

Description

Beautifully maintained 3-bedroom, 2-bath single-family home tucked away on a .25-acre cul-de-sac lot in Ridgecrest. Offering 1,840 square feet of comfortable living space, this home features a spacious family room with a corner brick gas fireplace and an updated kitchen designed for both everyday living and entertaining. Kitchen features, maple glazed cabinetry, Silestone countertops and backsplash, stainless steel appliances, a kitchen island with butcherblock top and extra storage, plus a large walk-in pantry and laundry area just off the kitchen. The generous dining area flows into a bright Florida room filled with natural light and overlooking the lush backyard and in-ground pool. Outside, the backyard is truly a gardener's dream, complete with fruit trees and plants including pineapple, blueberries, blackberries and muscadines. A storage shed with electricity provides added space for tools and garden supplies, while the firepit area offers plenty of room for guests to rel

Listing Details MLS# 2171492

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1840
Living Area Source: Assessor
Year Built: 1984
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.28
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: East
Directions: I-295 to Blanding Blvd. Travel south for approx 5 miles and turn right on Camp Frances Johns Rd. Left on Elmwood St and right Balsamwood Ct. left on Hardwood St. Home will be on the right.
Public Remarks: Beautifully maintained 3-bedroom, 2-bath single-family home tucked away on a .25-acre cul-de-sac lot in Ridgecrest. Offering 1,840 square feet of comfortable living space, this home features a spacious family room with a corner brick gas fireplace and an updated kitchen designed for both everyday living and entertaining. Kitchen features, maple glazed cabinetry, Silestone countertops and backsplash, stainless steel appliances, a kitchen island with butcherblock top and extra storage, plus a large walk-in pantry and laundry area just off the kitchen. The generous dining area flows into a bright Florida room filled with natural light and overlooking the lush backyard and in-ground pool. Outside, the backyard is truly a gardener's dream, complete with fruit trees and plants including pineapple, blueberries, blackberries and muscadines. A storage shed with electricity provides added space for tools and garden supplies, while the firepit area offers plenty of room for guests to rel
List Price/SqFt: 206.52

Property Features

Architectural Style: Traditional Levels: One Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Electric Oven; Electric Water Heater; Ice Maker; Induction Cooktop; Microwave; Refrigerator Fireplace Features: Electric Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected Cooling: Central Air; Electric Heating: Central; Electric; Hot Water Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Wood Siding Patio And Porch Features: Patio Pool Features: In Ground Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Cul-De-Sac; Few Trees; Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Privacy; Wood Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-29

Location Tax and Legal

Street Number: 818
Street Name: HARDWOOD
Street Suffix: Street
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 134-South Blanding
Subdivision Name: Ridgecrest

Status Change Information

Major Change Timestamp: 2026-10-29T20:47:05Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Room Types

Bathroom 2 Level: Main
Bathroom 3 Level: Main
Bedroom 2 Level: Main
Bedroom 3 Level: Main
Dining Room Level: Main
Laundry Level: Main
Primary Bathroom Level: Main
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width
Bathroom 2	Main	5.65	5.89
Bathroom 3	Main	4.04	5.89
Bedroom 2	Main	13.22	10.45
Bedroom 3	Main	11.93	10.45
Dining Room	Main	30.77	32.89
Laundry	Main	4.97	8.29
Primary Bathroom	Main	4.97	8.39
Primary Bedroom	Main	15.69	10.78

Listing Office: LATITUDE 30 REALTY LLC

Last Updated: November - 05 - 2026

Information deemed reliable but not guaranteed.