Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

816 LOTUS Lane N, St. Johns, FL 32259 (MLS# 2049530)

816 LOTUS Lane N, St. Johns, FL 32259

$693,000

Virtual Tour

https://www.zillow.com/view-imx/edb45acf-e225-4dbc-850e-5f4996d90c96?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,104 Lot Size (sq. ft.): 13,939 Status: Closed

Current Price: $693,000 List Date: 9/27/2024 Last Modified: 4/17/2026

Overview

Description

Nestled on a spacious corner lot in the Julington Creek Plantation community, this stunning 5-bedroom, 4-bath pool home offers 3,023 sq ft of beautifully designed living space. A bright and airy layout with white cabinetry throughout features formal living and dining rooms with elegant crown molding, tasteful art nooks, and a whole house water softener system. The open-concept kitchen and great room invite relaxation and gatherings from the cozy fireplace to the granite countertops, dining island, breakfast nook, and stainless steel appliances. The main-level primary suite features a spacious seating area, offering a peaceful retreat. Upstairs, a versatile 5th bedroom/bonus room comes with a walk-in closet and private full bathroom, providing flexibility for any lifestyle. Enjoy outdoor living at its finest under the covered lanai or in the sparkling pool, surrounded by striking new paver decking and enclosed by a modern poly vinyl fence, providing both privacy and style.

Supplements: A 2-car garage and long driveway offer ample off-street parking. Julington Creek Plantation is a premier community, offering resort-style amenities including two aquatic centers, a fitness center, golf course, basketball courts, tennis courts, nature trails, and playgrounds. With its friendly atmosphere and numerous community events plus top rated ... (Read more)

Listing Details MLS# 2049530

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3104
Living Area Source: Appraiser
Year Built: 1998
Lot Size Acres: 0.32
Association YN: Yes
Association Fee: 41
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1016.84
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Race Track Rd to Durbin Crossing Blvd to Morning Glory Ln to Lotus Lane N
Public Remarks: Nestled on a spacious corner lot in the Julington Creek Plantation community, this stunning 5-bedroom, 4-bath pool home offers 3,023 sq ft of beautifully designed living space. A bright and airy layout with white cabinetry throughout features formal living and dining rooms with elegant crown molding, tasteful art nooks, and a whole house water softener system. The open-concept kitchen and great room invite relaxation and gatherings from the cozy fireplace to the granite countertops, dining island, breakfast nook, and stainless steel appliances. The main-level primary suite features a spacious seating area, offering a peaceful retreat. Upstairs, a versatile 5th bedroom/bonus room comes with a walk-in closet and private full bathroom, providing flexibility for any lifestyle. Enjoy outdoor living at its finest under the covered lanai or in the sparkling pool, surrounded by striking new paver decking and enclosed by a modern poly vinyl fence, providing both privacy and style.
List Price/SqFt: 225.19
Sold Price/SqFt: 223.26

Property Features

Appliances: Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Ceiling Fan(s); Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Pool Features: In Ground Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Fencing: Back Yard; Vinyl Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Park; Playground; Spa/Hot Tub; Tennis Court(s) Road Surface Type: Paved Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection