Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

808 CUMBERLAND Court W, St. Johns, FL 32259 (MLS# 2144607)

808 CUMBERLAND Court W, St. Johns, FL 32259

$601,000

Virtual Tour

https://www.zillow.com/view-imx/887d41d1-f0ff-4b0d-9ace-09fba8a17901?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Could also be used as a Formal Dining area if desired.

Currently used as an in-law suite with Bedroom 3 and Bathroom 2

Currently used as an in-law suite (living area) with Bedroom 2 and Bathroom 2

Currently used as an in-law suite with Bedroom 2 and Bathroom 2

Currently used as a Den, but just needs a door installed to enclose

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,741 Lot Size (sq. ft.): 10,019 Status: Closed

Current Price: $601,000 List Date: 5/11/2026 Last Modified: 7/02/2026

Overview

Description

Less than a mile to the middle school and main Amenity Center. This updated 5 bedroom 3 full bath home comes with everything you need! The large irrigated backyard with fencing and preserve view for privacy has room for a pool plus room for play. Inside find the open kitchen with 42'' cabinets, plenty of storage, island, and breakfast bar open to the Family Room with wood burning fireplace. Primary suite on the first floor is separated for privacy and boasts a renovated bathroom with large closet. No carpet in any of the 5 bedrooms. 2 bedrooms in their own hall share a renovated full bath, which is currently being utilized as an in-law suite with a barn door closing off the area. The Bonus bedroom upstairs shares the same extra depth as the garage and has a full bath. It can also be used as a game room or media room! The garage was custom built with more depth than standard when built to fit both truck and trailer.

Listing Details MLS# 2144607

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2727
Living Area Source: Public Records
Building Area Total: 3741
Year Built: 2000
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.23
Association YN: Yes
Association Fee: 580
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1426.73
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2.5
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: East on Race Track Rd, Right on Afton Lane, Left on Crooked Ct, Right on N Buck Board Dr, Right on Tupelo Trace, Left on W Cumberland Ct, home is on the Right.
Public Remarks: Less than a mile to the middle school and main Amenity Center. This updated 5 bedroom 3 full bath home comes with everything you need! The large irrigated backyard with fencing and preserve view for privacy has room for a pool plus room for play. Inside find the open kitchen with 42'' cabinets, plenty of storage, island, and breakfast bar open to the Family Room with wood burning fireplace. Primary suite on the first floor is separated for privacy and boasts a renovated bathroom with large closet. No carpet in any of the 5 bedrooms. 2 bedrooms in their own hall share a renovated full bath, which is currently being utilized as an in-law suite with a barn door closing off the area. The Bonus bedroom upstairs shares the same extra depth as the garage and has a full bath. It can also be used as a game room or media room! The garage was custom built with more depth than standard when built to fit both truck and trailer.
List Price/SqFt: 218.19
Sold Price/SqFt: 220.39

Property Features

Architectural Style: Ranch Levels: Two Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Entrance Foyer; In-Law Floorplan; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Laminate; Tile Laundry Features: Electric Dryer Hookup; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Multi Units Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Smoke Detector Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Front Porch; Patio; Rear Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Few Trees; Sprinklers In Front; Sprinklers In Rear View: Protected Preserve; Trees/Woods Fencing: Back Yard; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Elevator(s); Fitness Center; Golf Course; Park; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Curbs; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan Contingency Reason: Appraisal; Financing; Inspection