Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

8077 SUMMERSIDE Circle, Jacksonville, FL 32256 (MLS# 2169611)

8077 SUMMERSIDE Circle, Jacksonville, FL 32256

$222,000

Virtual Tour

https://www.zillow.com/view-imx/c0904695-49b3-48c8-b0e8-94f78bafa8a5?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,248 Lot Size (sq. ft.): 1,307 Status: Active

Current Price: $222,000 List Date: 10/16/2026 Last Modified: 11/01/2026

Overview

Description

Turn-key townhome in one of Jacksonville's most desirable Southside locations! Nestled within the gated Summerfield community, this well-maintained home offers convenience, comfort & low-maintenance living just minutes from St. Johns Town Center, IKEA, Mayo Clinic Primary Care, NS Mayport, Jacksonville Beaches, Jacksonville International Airport, I-295/9B & Fort Family Park. A standout feature of this home is the rare overflow parking located nearby-ideal for guests & added convenience. Inside, you'll find newer luxury vinyl plank flooring & plush wall-to-wall carpet throughout. The fully equipped kitchen includes all appliances, plus washer & dryer convey w/the home. Upstairs features two spacious bedrooms, each w/private ensuite baths & generous closet space, creating an ideal layout for roommates, guests or everyday comfort. Built by respected builder Pulte Homes.

Supplements: Summerfield offers mature landscaping & resort-style amenities including a community pool, fitness ctr, car wash area, gated entry, lawn maintenance, and professional property management, termite warranty, -- all covered by a low monthly HOA fee. The association is responsible for landscaping, street maintenance, gate maintenance, painting of the b ... (Read more)

Listing Details MLS# 2169611

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1248
Living Area Source: Assessor
Year Built: 2006
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.03
Association YN: Yes
Association Fee: 240
Association Fee Frequency: Monthly
Association Name: First Service Res
Association Phone: 904-285-1526
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From 295 exit Baymeadows Rd (East), t/l onto Nursery Fields Dr, once through the gate, t/l on Summerglen Dr, t/l on Summerside Cir & follow around until 8077 on the right.
Public Remarks: Turn-key townhome in one of Jacksonville's most desirable Southside locations! Nestled within the gated Summerfield community, this well-maintained home offers convenience, comfort & low-maintenance living just minutes from St. Johns Town Center, IKEA, Mayo Clinic Primary Care, NS Mayport, Jacksonville Beaches, Jacksonville International Airport, I-295/9B & Fort Family Park. A standout feature of this home is the rare overflow parking located nearby-ideal for guests & added convenience. Inside, you'll find newer luxury vinyl plank flooring & plush wall-to-wall carpet throughout. The fully equipped kitchen includes all appliances, plus washer & dryer convey w/the home. Upstairs features two spacious bedrooms, each w/private ensuite baths & generous closet space, creating an ideal layout for roommates, guests or everyday comfort. Built by respected builder Pulte Homes.
List Price/SqFt: 177.88

Property Features

Architectural Style: Contemporary Levels: Two Rental Restrictions: Other Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom - Tub with Shower Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Block; Frame Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Additional Parking; Assigned; Guest Lot Features: Few Trees; Sprinklers In Front; Sprinklers In Rear Current Use: Multi-Family; Residential Association Amenities: Car Wash Area; Clubhouse; Community Pool; Fitness Center; Gated; Maintenance Grounds; Management - Full Time; Management - Off Site Association Fee Includes: Maintenance Grounds Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom