Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

806 RIVER Road, Orange Park, FL 32073 (MLS# 2167240)

806 RIVER Road, Orange Park, FL 32073

$699,999

Virtual Tour

https://property.kimlindseyphotography.com/sites/ejpopdvz/unbranded

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 1,998 Lot Size (sq. ft.): 37,026 Status: Active

Current Price: $699,999 List Date: 10/01/2026 Last Modified: 10/23/2026

Overview

Description

Riverfront Living on the St. Johns River! Situated on a beautiful .85-acre riverfront corner lot, this charming 3 Bed, 2 bath, plus 2 half bath home offers stunning water views and timeless character. Enter through the welcoming foyer featuring a vaulted, gorgeous pine ceiling and beautifully crafted staircase. The spacious living and dining area features a wood-burning fireplace and opens to a generously sized kitchen. The Florida room showcases large picture windows overlooking the river. Upstairs, a versatile open loft opens to a gorgeous river-view balcony—ideal for a 4th bedroom, guest suite, home office, or peaceful retreat. New roof, shower, carpet and paint. Outside, the private corner lot and mature trees create a serene setting. Additional features include a detached 2-car garage with a large workshop and half bath, plus a separate oversized storage shed. Enjoy the beauty and tranquility of St. Johns River waterfront living.

Listing Details MLS# 2167240

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: 2
Bathrooms Total: 4
Living Area: 1998
Living Area Source: Public Records
Year Built: 1900
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.85
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: I-295, South on Park Avenue (US-17) in Orange Park, turn Left on Loring Avenue, Home is on the Corner of Loring and River Road.
Public Remarks: Riverfront Living on the St. Johns River! Situated on a beautiful .85-acre riverfront corner lot, this charming 3 Bed, 2 bath, plus 2 half bath home offers stunning water views and timeless character. Enter through the welcoming foyer featuring a vaulted, gorgeous pine ceiling and beautifully crafted staircase. The spacious living and dining area features a wood-burning fireplace and opens to a generously sized kitchen. The Florida room showcases large picture windows overlooking the river. Upstairs, a versatile open loft opens to a gorgeous river-view balcony—ideal for a 4th bedroom, guest suite, home office, or peaceful retreat. New roof, shower, carpet and paint. Outside, the private corner lot and mature trees create a serene setting. Additional features include a detached 2-car garage with a large workshop and half bath, plus a separate oversized storage shed. Enjoy the beauty and tranquility of St. Johns River waterfront living.
List Price/SqFt: 350.35

Property Features

Architectural Style: Traditional Levels: One and One Half Appliances: Dishwasher; Disposal; Dryer; Electric Range; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Primary Bathroom - Tub with Shower; Vaulted Ceiling(s) Flooring: Carpet; Laminate; Wood Laundry Features: In Unit; Sink Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Brick; Composition Siding Other Structures: Shed(s); Workshop Exterior Features: Balcony Roof: Shingle Parking Features: Detached Lot Features: Corner Lot; Few Trees View: River; Water Water Body Access Type: Navigable Waterfront Features: Navigable Water; River Front Fencing: Back Yard; Chain Link; Fenced; Wrought Iron Current Use: Residential Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-01

Location Tax and Legal

Street Number: 806
Street Name: RIVER
Street Suffix: Road
County: Clay
State: FL
Postal Code: 32073
MLS Area Major: 133-North Orange Park
Subdivision Name: Orange Park

Status Change Information

Major Change Timestamp: 2026-10-23T15:31:19Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-23T15:31:19Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

Offer Instructions ›

Sellers Property Disclosure ›

Flood Disclosure ›

Lead Based Paint ›

Listing Office: CROSSVIEW REALTY

Last Updated: October - 23 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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