Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

804 BELLSHIRE Drive, Orange Park, FL 32065 (MLS# 2169403)

804 BELLSHIRE Drive, Orange Park, FL 32065

$425,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,284 Lot Size (sq. ft.): 8,276 Status: Active

Current Price: $425,000 List Date: 10/15/2026 Last Modified: 11/05/2026

Overview

Description

This home comes with an assumable loan at 2.25%. It has four bedrooms, three baths, and a large upstairs loft, all on a cul-de-sac in Orange Park to give you all the space you need! Three bedrooms and two full baths are on the main level. Upstairs, the loft and the fourth bedroom with its own full bath give you a flexible second living space. Use it as a second living room, a home theater, a playroom, an office, or a private guest suite. Upgrades include roof (2021), hurricane impact windows whole house (2023), complete kitchen reno (2021), front and back yard resodded, backyard garden space, 50 amp charger for ev vehicle owners, fans in bedrooms, updated lighting, and California closet in primary. The elementary school is a short walk away, and restaurants and shopping are just minutes from home. You'll also have access to two community amenity centers. Schedule your private showing.

Listing Details MLS# 2169403

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2284
Living Area Source: Appraiser
Year Built: 2003
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.19
Association YN: Yes
Association Fee: 85
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1881.26
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: Take I-95 N and I-295 N to Collins Rd in Jacksonville. Take exit 12 from I-295 N. Use any lane to turn left onto Collins Rd. Turn left onto Shindler Dr. Turn right onto Argyle Forest Blvd. Use the left 2 lanes to turn left onto Oakleaf Village Parkway. Turn left onto Oakside Dr. Turn right onto Bellshire Dr. Home is at the end of the cul-de-sac.
Public Remarks: This home comes with an assumable loan at 2.25%. It has four bedrooms, three baths, and a large upstairs loft, all on a cul-de-sac in Orange Park to give you all the space you need! Three bedrooms and two full baths are on the main level. Upstairs, the loft and the fourth bedroom with its own full bath give you a flexible second living space. Use it as a second living room, a home theater, a playroom, an office, or a private guest suite. Upgrades include roof (2021), hurricane impact windows whole house (2023), complete kitchen reno (2021), front and back yard resodded, backyard garden space, 50 amp charger for ev vehicle owners, fans in bedrooms, updated lighting, and California closet in primary. The elementary school is a short walk away, and restaurants and shopping are just minutes from home. You'll also have access to two community amenity centers. Schedule your private showing.
List Price/SqFt: 186.08

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Electric Cooktop; Electric Oven; Electric Range; Microwave; Refrigerator Interior Features: Breakfast Bar; Ceiling Fan(s); Kitchen Island; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Garage Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Monitoring Patio And Porch Features: Rear Porch Pool Features: Above Ground; Fenced Roof: Shingle Parking Features: Garage Lot Features: Cul-De-Sac Fencing: Privacy; Vinyl; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Maintenance Grounds; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Road Surface Type: Asphalt Possession: Close Of Escrow; Negotiable Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan