Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

8027 OSTEEN Street, Jacksonville, FL 32210 (MLS# 2171369)

8027 OSTEEN Street, Jacksonville, FL 32210

$255,000

05 - Bathroom - 8027 Osteen St - Unstage

06 - Bedroom - 8027 Osteen St - Unstaged

06 - Bedroom - 8027 Osteen St - Virtuall

08 - Living room - 8027 Osteen St - Unst

08 - Living room - 8027 Osteen St - Virt

09 - Living and kitchen - 8027 Osteen St

10 - Kitchen - 8027 Osteen St - Unstaged

10 - Kitchen - 8027 Osteen St - Virtuall

11 - Kitchen island - 8027 Osteen St - U

12 - Kitchen - 8027 Osteen St - Unstaged

17 - Primary bath - 8027 Osteen St - Uns

18 - Primary shower - 8027 Osteen St - U

19 - Walk-in closet - 8027 Osteen St - U

20 - Laundry - 8027 Osteen St - Unstaged

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,262 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $255,000 List Date: 10/29/2026 Last Modified: 10/30/2026

Overview

Description

Brand-new 3-bedroom, 2-bath home with an attached 2-car garage, built for first-time buyers and growing families. The open layout joins the kitchen, dining and living areas. The kitchen has quartz countertops, shaker cabinets, an undermount sink, a pantry and a stainless steel appliance package. Premium LVP flooring and recessed lighting run throughout. The primary suite has its own bath and a walk-in closet, and both bathrooms have quartz counters and brushed chrome fixtures. It's built to keep monthly costs low: an energy-efficient HVAC system, a smart thermostat, Low-E windows, Hardie board siding and an architectural shingle roof. Outside are a covered front porch, a landscaped front yard and a concrete driveway. Owning this home could cost less than you think. With the builder's rate buydown options, interest rates go as low as 4.49% (5.46% APR). This home also works with down payment assistance programs, including options that need little to no money down.

Supplements: Ask about current incentives and our preferred lender. Rate based on a builder-paid buydown on a 5/1 ARM. Subject to credit approval and lender terms; the rate may adjust after the initial period

Listing Details MLS# 2171369

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1262
Living Area Source: Builder
Building Area Total: 1262
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.15
Lot Size Dimensions: 50 x 132.5
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-02-26
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: South
Directions: From I295 West on 103rd Street Right on Old Middleburg right on Osteen - From SR 23 Exit 103rd East to Left on Old Middleburg right on Osteen - From Argyle Shindler or Old Middleburg North to Right on 103rd to left on Old Middleburg to right on Osteen
Public Remarks: Brand-new 3-bedroom, 2-bath home with an attached 2-car garage, built for first-time buyers and growing families. The open layout joins the kitchen, dining and living areas. The kitchen has quartz countertops, shaker cabinets, an undermount sink, a pantry and a stainless steel appliance package. Premium LVP flooring and recessed lighting run throughout. The primary suite has its own bath and a walk-in closet, and both bathrooms have quartz counters and brushed chrome fixtures. It's built to keep monthly costs low: an energy-efficient HVAC system, a smart thermostat, Low-E windows, Hardie board siding and an architectural shingle roof. Outside are a covered front porch, a landscaped front yard and a concrete driveway. Owning this home could cost less than you think. With the builder's rate buydown options, interest rates go as low as 4.49% (5.46% APR). This home also works with down payment assistance programs, including options that need little to no money down.
List Price/SqFt: 202.06

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Electric Oven; Electric Water Heater; Ice Maker; Refrigerator Interior Features: Breakfast Bar; Eat-in Kitchen; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Electricity Connected; Sewer Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Private Sewer: Septic Tank Construction Materials: Fiber Cement Patio And Porch Features: Patio Roof: Shingle Parking Features: Attached Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-29

Location Tax and Legal

Street Number: 8027
Street Name: OSTEEN
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32210
MLS Area Major: 063-Jacksonville Heights/Oak Hill/English Estates
Subdivision Name: Jax Heights

Status Change Information

Major Change Timestamp: 2026-10-29T14:01:24Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: MOXII PRO REALTY

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.