Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

802 GINGER MILL Drive, St. Johns, FL 32259 (MLS# 947586)

802 GINGER MILL Drive, St. Johns, FL 32259

$202,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,792 Status: Closed

Current Price: $202,000 List Date: 7/17/2018 Last Modified: 8/12/2026

Overview

Description

Townhome in Julington Creek with three beds, two full baths & powder room.

Listing Details MLS# 947586

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1792
Living Area Source: Public Records
Year Built: 2005
Association YN: Yes
Association Fee: 420
Association Fee Frequency: Annually
Association Fee 2: 132
CDD Fee YN: Yes
CDD Fee Amount: 460
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: I-295 TO SR-13 SOUTH TO WEST ON RACETRACK RD.
Public Remarks: Townhome in Julington Creek with three beds, two full baths & powder room.
List Price/SqFt: 112.72
Sold Price/SqFt: 112.72

Property Features

Approx Parcel Size: Less than .25 Acre Utilities: Cable Available; Cable Connected; Other Cooling: Central Air; Electric Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Pool Features: None Parking Features: Attached; Garage Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2018-06-07

Location Tax and Legal

Street Number: 802
Street Name: GINGER MILL
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2018-07-17T16:57:13Z
Major Change Type: Status Change
Purchase Contract Date: 2018-06-07
Close Date: 2018-07-12
Close Price: 202000

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Soccer Field(s): Y, Townhouse: Y, Structure Slab: Y

More Information

Listing Office: RE/MAX UNLIMITED

Last Updated: August - 12 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.