Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

80 BOULDER Lane, St. Johns, FL 32259 (MLS# 2166020)

80 BOULDER Lane, St. Johns, FL 32259

$399,990

Virtual Tour

https://www.zillow.com/view-imx/5a065888-4185-4f7a-9bb7-ee169343bcf2?initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,333 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $399,990 List Date: 10/15/2026 Last Modified: 11/01/2026

Overview

Description

Some homes are bigger than they look. This is one of them. Built in 2023 and positioned directly across from the Stonecrest community pool, this 1,300 square foot home lives large — thanks to vaulted ceilings, a split open floor plan, and wide rear windows that pull natural light through every room. Not one square foot of carpet. Smooth walls. Upgraded lighting throughout. The kitchen is the reason people stay. Crisp white soft-close cabinetry with brushed gold pulls, quartz countertops, tile backsplash, upgraded gas range, stainless French-door refrigerator, and a matte black faucet anchoring a peninsula with seating for four. It's the kind of kitchen you don't expect at this price point and that's exactly the point. The dining nook opens through sliding doors to a screened lanai and fully fenced backyard. The master suite sits privately on its own side of the home with a walk-in shower finished in custom tile detail.

Supplements: Natural gas community. A-rated St. Johns County schools. Shopping, dining, and entertainment minutes away. The pool is out front. The backyard is yours and this one is ready now.

Listing Details MLS# 2166020

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1333
Living Area Source: Public Records
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.12
Association YN: Yes
Association Fee: 114
Association Fee Frequency: Monthly
Association Phone: 9044615556
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I-95, take exit 329 toward County Rd 210 W. Go West on CR 210. Turn right onto Russell Sampson Rd. At the traffic circle, take the 3rd exit and stay on Russell Sampson Rd. Turn right onto St Johns Pkwy. Turn right onto Race Track Rd. Turn right onto Stonecrest Dr. Turn left onto Boulder Ln. Home will be on the right.
Public Remarks: Some homes are bigger than they look. This is one of them. Built in 2023 and positioned directly across from the Stonecrest community pool, this 1,300 square foot home lives large — thanks to vaulted ceilings, a split open floor plan, and wide rear windows that pull natural light through every room. Not one square foot of carpet. Smooth walls. Upgraded lighting throughout. The kitchen is the reason people stay. Crisp white soft-close cabinetry with brushed gold pulls, quartz countertops, tile backsplash, upgraded gas range, stainless French-door refrigerator, and a matte black faucet anchoring a peninsula with seating for four. It's the kind of kitchen you don't expect at this price point and that's exactly the point. The dining nook opens through sliding doors to a screened lanai and fully fenced backyard. The master suite sits privately on its own side of the home with a walk-in shower finished in custom tile detail.
List Price/SqFt: 300.07

Property Features

Levels: One Rental Restrictions: Other Appliances: Dishwasher; Disposal; Dryer; Gas Range; Gas Water Heater; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Open Floorplan; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Luxury Vinyl; Tile; Vinyl Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Fiber Cement Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Fencing: Full Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Playground Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan