Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

790 NAVIGATORS Road, St. Johns, FL 32259 (MLS# 2155156)

790 NAVIGATORS Road, St. Johns, FL 32259

$765,232

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,538 Status: Active

Current Price: $765,232 List Date: 7/13/2026 Last Modified: 8/20/2026

Overview

Description

Live comfortably in the Santa Cruz! Two-story foyer, 4 bedrooms, 3.5 baths, and 2-car garage. Open-plan kitchen, living, and dining areas keep you connected to guests, while a nearby flex room offers endless options. Spacious, light-filled, and designed for everyday family life.

Listing Details MLS# 2155156

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2538
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 650
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1953
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-03-31
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: I-95 S to Exit 333 for FL-9B S, Exit onto St Johns Pkwy, turn L on Longleaf Pine Pkwy, turn L on Veterans Pkwy. Make R on Landmark Blvd, turn L on Navigators Rd
Public Remarks: Live comfortably in the Santa Cruz! Two-story foyer, 4 bedrooms, 3.5 baths, and 2-car garage. Open-plan kitchen, living, and dining areas keep you connected to guests, while a nearby flex room offers endless options. Spacious, light-filled, and designed for everyday family life.
List Price/SqFt: 301.51

Property Features

Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Electric Oven; Gas Cooktop; Gas Range; Ice Maker Fireplace Features: Double Sided; Gas Flooring: Carpet; Wood Utilities: Cable Available; Electricity Available; Natural Gas Available; Sewer Available; Water Available Cooling: Central Air Heating: Electric Water Source: Public Sewer: Public Sewer Parking Features: Attached; Garage; Garage Door Opener Current Use: Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Pickleball; Security Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Dining Room; Living Room; Primary Bedroom; Other Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-13

Location Tax and Legal

Street Number: 790
Street Name: NAVIGATORS
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Middlebourne

Status Change Information

Major Change Timestamp: 2026-07-27T18:31:32Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-07-27T18:31:32Z

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Dining Room Level: Main
Living Room Level: Main
Primary Bedroom Level: Main
Other Room Level: Main

Room Information

Room Name	Level	Length	Width	Remarks
Living Room	Main	18.00	11.00
Primary Bedroom	Main	15.00	13.00
Other	Main	11.00	6.00	Storage
Dining Room	Main	10.00	10.00

Listing Office: ICI SELECT REALTY, INC.

Last Updated: August - 20 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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