Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

79 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2046429)

79 OAKMOSS Drive, St. Johns, FL 32259

$440,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,607 Status: Closed

Current Price: $440,000 List Date: 3/06/2025 Last Modified: 1/10/2026

Overview

Description

Experience luxury living in this stunning Toll Brothers home, located in the exclusive, gated community of The Shores at RiverTown. A sun-soaked entry leads into a spacious, open floor plan with luxury vinyl plank flooring throughout, offering both elegance and practicality. The chef-inspired kitchen boasts upgraded cabinetry with soft-close doors, sleek quartz countertops, and a designer backsplash, perfect for culinary enthusiasts. The private primary bedroom is a peaceful retreat, featuring a tray ceiling and spa-like bathroom. Adjacent to the secondary bedroom is a private office with French doors, ideal for working from home. With the St. Johns River just steps away, you have an exclusive opportunity to purchase one of forty-eight total boat slips. Enjoy close proximity to RiverTown's world-class amenity centers, including resort-style pools, fitness centers, and more. Schedule a tour today and experience the serenity that awaits in this extraordinary riverfront community!

Listing Details MLS# 2046429

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1607
Living Area Source: Builder
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 100
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1000
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-01-01
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Take CR 210 to CR 16, turn right at Woodpeckers BBQ, the gated entry is 1/4 mile on the left hand side
Public Remarks: Experience luxury living in this stunning Toll Brothers home, located in the exclusive, gated community of The Shores at RiverTown. A sun-soaked entry leads into a spacious, open floor plan with luxury vinyl plank flooring throughout, offering both elegance and practicality. The chef-inspired kitchen boasts upgraded cabinetry with soft-close doors, sleek quartz countertops, and a designer backsplash, perfect for culinary enthusiasts. The private primary bedroom is a peaceful retreat, featuring a tray ceiling and spa-like bathroom. Adjacent to the secondary bedroom is a private office with French doors, ideal for working from home. With the St. Johns River just steps away, you have an exclusive opportunity to purchase one of forty-eight total boat slips. Enjoy close proximity to RiverTown's world-class amenity centers, including resort-style pools, fitness centers, and more. Schedule a tour today and experience the serenity that awaits in this extraordinary riverfront community!
List Price/SqFt: 311.13
Sold Price/SqFt: 273.8

Property Features

Architectural Style: Cottage; Ranch; Traditional Levels: One Property Condition: Under Construction Appliances: Disposal; Electric Oven; ENERGY STAR Qualified Dishwasher; Gas Cooktop; Microwave; Tankless Water Heater Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Lower Level; Sink Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Zoned Heating: Central; Zoned Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Security Features: Security Gate; Security System Owned Construction Materials: Fiber Cement Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Many Trees; Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Fencing: Other Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Other Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2024-09-08

Location Tax and Legal

Street Number: 79
Street Name: OAKMOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2026-01-10T20:02:22Z
Major Change Type: Status Change
Price Change Timestamp: 2025-03-06T17:38:55Z
Purchase Contract Date: 2025-04-30
Close Date: 2025-07-24
Close Price: 440000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: January - 10 - 2026

Information deemed reliable but not guaranteed.