Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

786 BENT CREEK Drive, St. Johns, FL 32259 (MLS# 946975)

786 BENT CREEK Drive, St. Johns, FL 32259

$396,990

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,754 Status: Closed

Current Price: $396,990 List Date: 1/25/2019 Last Modified: 9/30/2026

Overview

Description

Ready Now! **Actual Photos** This Boca ''C'' elevation is beautifully appointed including 4 spacious bedrooms, 3 baths, separate living room with double doors, separate dining and a 3 car garage! This elegant layout begins with double door entry to the spacious foyer followed by the separate dining room which flows seamlessly into the open grand gourmet kitchen and family room which features a single trey ceiling, 9 x 8' hidden sliding glass door opening to the covered lanai with an over sized yard with gorgeous water view, perfect for grilling and entertaining. This gourmet kitchen boasts a Large California island, granite counters, 42'' cabinets, stainless steel GAS appliances including 36'' gas cook top,

Supplements: ...microwave and oven combo tower, and refrigerator! The master suite features his and her walk-in closets with a luxurious master bath including a garden tub, tiled walk in shower, and his & hers sinks. Leaving nothing behind. Built with the Zip System and Advantech Subflooring, our construction offers the strongest wall and flooring systems o ... (Read more)

Listing Details MLS# 946975

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2754
Living Area Source: Plans
Year Built: 2018
Lot Size Dimensions: 63x130
Association YN: Yes
Association Fee: 600
Association Fee Frequency: Annually
CDD Fee YN: No
New Construction YN: Yes
Garage Spaces: 3
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: From Racetrack Road, Turn right on Veterans Pkwy, Durbin Creek Estates will be on the right hand side
Public Remarks: Ready Now! **Actual Photos** This Boca ''C'' elevation is beautifully appointed including 4 spacious bedrooms, 3 baths, separate living room with double doors, separate dining and a 3 car garage! This elegant layout begins with double door entry to the spacious foyer followed by the separate dining room which flows seamlessly into the open grand gourmet kitchen and family room which features a single trey ceiling, 9 x 8' hidden sliding glass door opening to the covered lanai with an over sized yard with gorgeous water view, perfect for grilling and entertaining. This gourmet kitchen boasts a Large California island, granite counters, 42'' cabinets, stainless steel GAS appliances including 36'' gas cook top,
List Price/SqFt: 144.15
Sold Price/SqFt: 144.15

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Ranch Property Condition: Under Construction Appliances: Dishwasher; Dryer; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Natural Gas Available Cooling: Central Air Heating: Central; Electric Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Front Porch; Patio; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Water Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Playground; Trash Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2018-07-13

Location Tax and Legal

Street Number: 786
Street Name: BENT CREEK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Creek Estates

Status Change Information

Major Change Timestamp: 2023-11-14T08:45:47Z
Major Change Type: Price Reduced
Price Change Timestamp: 2019-01-25T18:27:02Z
Purchase Contract Date: 2019-01-17
Close Date: 2019-02-13
Close Price: 396990

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Interior Amenities-Window Treatment(s): Y, Interior Amenities-Bay/Bow Window(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Seller May Pay Closing: Y
Public Historical Remarks 2: Covenants/Restrictions: Y, Builder Warranty: Y, Energy Features-Ridge Vents: Y, Energy Features-Exhaust Fans: Y, Bath-Garden Bath: Y, Interior Amenities-Structured Wiring: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Interior Amenities-French Door(s): Y, Structure Slab: Y

More Information

Room Information

Room Name
Living Room
Family Room
Great Room
Office
Utility Room

Listing Office: DREAM FINDERS REALTY LLC

Last Updated: September - 30 - 2026

Information deemed reliable but not guaranteed.