Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

784 SERVIA Drive, St. Johns, FL 32259 (MLS# 2121449)

784 SERVIA Drive, St. Johns, FL 32259

$257,000

Virtual Tour

https://www.zillow.com/view-imx/1b59e7a8-b32b-47b9-8b89-87399114e08c?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,346 Lot Size (sq. ft.): 2,614 Status: Closed

Current Price: $257,000 List Date: 12/12/2025 Last Modified: 3/29/2026

Overview

Description

This beautiful townhome located in the resort, style community of Durbin Crossing is absolutely immaculate. The owners have a beautifully maintained and updated their home with a new AC unit and plantation shutters throughout. The large open kitchen, features, stainless steel appliances, real wood, cabinetry, and oversize laundry, closet, and tile floors opening up to the dining area, half bath and natural light filled family room that overlooks the preserve through sliding glass doors onto a cozy patio. Upstairs, the oversized light filled owner suite looks over the preserve and park like backyard. En-suite spa like bath and double closets completes the space perfectly. Down the hall is a private guest bedroom with a walk-in closet, just steps away from another well appointed full bath. This unit is conveniently located near the guest parking lot and boasts additional offstreet parking with a long driveway and single car garage. Don't forget to visit the incredible amenity centers.

Listing Details MLS# 2121449

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1346
Living Area Source: Assessor
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.06
Association YN: Yes
Association Fee: 350
Association Fee Frequency: Quarterly
CDD Fee YN: Yes
CDD Fee Amount: 1339.23
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: Northeast
Directions: 95 south to 9 B to Saint Johns Parkway north to left into the community on Englewood trace to left on Servia Drive
Public Remarks: This beautiful townhome located in the resort, style community of Durbin Crossing is absolutely immaculate. The owners have a beautifully maintained and updated their home with a new AC unit and plantation shutters throughout. The large open kitchen, features, stainless steel appliances, real wood, cabinetry, and oversize laundry, closet, and tile floors opening up to the dining area, half bath and natural light filled family room that overlooks the preserve through sliding glass doors onto a cozy patio. Upstairs, the oversized light filled owner suite looks over the preserve and park like backyard. En-suite spa like bath and double closets completes the space perfectly. Down the hall is a private guest bedroom with a walk-in closet, just steps away from another well appointed full bath. This unit is conveniently located near the guest parking lot and boasts additional offstreet parking with a long driveway and single car garage. Don't forget to visit the incredible amenity centers.
List Price/SqFt: 196.88
Sold Price/SqFt: 190.94

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Guest Suite; Primary Bathroom -Tub with Separate Shower Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Connected; Electricity Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Front Porch; Rear Porch Roof: Shingle Parking Features: Additional Parking; Garage; Off Street; Parking Lot View: Protected Preserve Current Use: Residential Association Amenities: Clubhouse; Community Pool; Fitness Center; Playground; Tennis Court(s) Road Surface Type: Concrete Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2025-12-12

Location Tax and Legal

Street Number: 784
Street Name: SERVIA
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Palisades At Durbin Crossing

Status Change Information

Major Change Timestamp: 2026-03-29T19:30:52Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-21T21:07:38Z
Purchase Contract Date: 2026-02-05
Close Date: 2026-03-27
Close Price: 257000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: THE LEGENDS OF REAL ESTATE

Last Updated: March - 29 - 2026

Information deemed reliable but not guaranteed.