78021 SADDLE ROCK Road, Yulee, FL 32097 (MLS# 2157713)

78021 SADDLE ROCK Road, Yulee, FL 32097

New Listing
$385,000
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,436 Lot Size (sq. ft.): 14,375 Status: Active
Current Price: $385,000 List Date: 7/30/2026 Last Modified: 7/30/2026

Overview

Description

Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs

Supplements: for added privacy, complete with a spacious ensuite featuring a walk-in shower and a generous walk-in closet. Upstairs, you'll find four additional bedrooms centered around a versatile loft, creating the perfect space for a media room, playroom, second family room, or homework zone. Located just a short stroll from the community pool, clubhouse, an ...

Listing Details MLS# 2157713

General Property Information

Bedrooms Total
5
Bathrooms Full
2
Bathrooms Half
Yes
Bathrooms Total
3
Living Area
2436
Living Area Source
Public Records
Year Built
2017
Accessory Dwelling Unit Y/N
No
Homestead YN
Yes
Lot Size Acres
0.33
Association YN
Yes
Association Fee
335
Association Fee Frequency
Semi-Annually
CDD Fee YN
No
Accessibility Features YN
No
New Construction YN
No
Garage YN
Yes
Garage Spaces
2
Carport YN
No
Pool Private YN
No
Water Body Access YN
No
Waterfront YN
No
Stories
2
Senior Community YN
No
Directions
From I-95 take exit FL-200/FL-A1A toward Fernandina Beach. Continue on FL-200 and turn right on William Burgess Blvd. Turn right onto N Harts Rd then right onto Lumber Crk Dr. Continue straight onto Saddle Rock Rd and home will be on left.
Public Remarks
Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs
List Price/SqFt
158.05

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Concrete; Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Covered; Front Porch; Rear Porch Spa Features: Community Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2026-07-30

Location Tax and Legal

Street Number
78021
Street Name
SADDLE ROCK
Street Suffix
Road
County
Nassau
State
FL
Postal Code
32097
MLS Area Major
481-Nassau County-Yulee South
Subdivision Name
Lumber Creek

Status Change Information

Major Change Timestamp
2026-07-30T14:45:21Z
Major Change Type
New Listing

DPR Eligible

DPR Eligible
Yes

More Information

Location, Tax, and Legal

Country
US
Parcel Number
092N27129002200000
Tax Annual Amount
3296.97
Tax Year
2025
Tax Legal Description
LOT 220 LUMBER CREEK #1 PB 7/295 N/K/A LUMBER CREE
Elementary School
Wildlight
Middle School
Yulee
High School
Yulee

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Electric Oven
Yes
Electric Range
Yes
Electric Water Heater
Yes
Ice Maker
Yes
Microwave
Yes
Refrigerator
Yes
Washer
Yes

Construction Materials

Fiber Cement
Yes

Cooling

Central Air
Yes

Current Use

Residential
Yes
Single Family
Yes

Flooring

Concrete
Yes
Vinyl
Yes

Heating

Central
Yes

Laundry Features

Electric Dryer Hookup
Yes
In Unit
Yes
Lower Level
Yes
Washer Hookup
Yes

Levels

Two
Yes

Listing Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Lot Features

Sprinklers In Front
Yes
Sprinklers In Rear
Yes

Parking Features

Attached
Yes
Garage
Yes
Garage Door Opener
Yes

Possession

Close Of Escrow
Yes

Road Frontage Type

City Street
Yes

Road Surface Type

Asphalt
Yes

Roof

Shingle
Yes

Security Features

Smoke Detector(s)
Yes

Sewer

Public Sewer
Yes

Spa Features

Community
Yes

Utilities

Cable Available
Yes
Electricity Connected
Yes
Sewer Connected
Yes
Water Connected
Yes

View

Pond
Yes

Water Source

Public
Yes

Architectural Style

Traditional
Yes

Patio And Porch Features

Covered
Yes
Front Porch
Yes
Rear Porch
Yes

Interior Features

Breakfast Bar
Yes
Ceiling Fan(s)
Yes
Eat-in Kitchen
Yes
Entrance Foyer
Yes
Open Floorplan
Yes
Pantry
Yes
Primary Bathroom - Shower No Tub
Yes
Primary Downstairs
Yes
Split Bedrooms
Yes
Walk-In Closet(s)
Yes
Listing Office: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Source MLS Verified
Last Updated: July - 30 - 2026
Information deemed reliable but not guaranteed.

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