Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

78 TREETOP Lane, St. Johns, FL 32259 (MLS# 2169649)

78 TREETOP Lane, St. Johns, FL 32259

$561,815

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,858 Status: Closed

Current Price: $561,815 List Date: 10/16/2026 Last Modified: 11/02/2026

Overview

Description

Discover the Palmary, a 2-bedroom, 2-bath home with a flex room, 2-car garage, and open living space.

Listing Details MLS# 2169649

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1858
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 150
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2463.02
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-09-28
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Senior Community YN: Yes
Directions: Head South on SR-9B toward CR-2209. Take the exit onto St. Johns N. Turn left onto Longleaf Pine Pkwy. Turn right onto Greenbriar Rd. Turn left onto Greenbriar Landing Pkwy and follow signs to our mod
Public Remarks: Discover the Palmary, a 2-bedroom, 2-bath home with a flex room, 2-car garage, and open living space.
List Price/SqFt: 302.38
Sold Price/SqFt: 302.38

Property Features

Architectural Style: Craftsman Levels: One Property Condition: Under Construction Appliances: Dishwasher; Gas Oven; Gas Range; Microwave; Other Interior Features: Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Home; Smart Thermostat; Split Bedrooms; Walk-In Closet(s); Other Flooring: Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Available; Water Connected Cooling: Central Air Heating: Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Green Water Conservation: Efficient Hot Water Distribution; Low-Flow Fixtures; Water-Smart Landscaping Security Features: Gated with Guard Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener; Gated Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond; Water Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Dog Park; Fitness Center; Gated; Jogging Path; Management - On Site; Park; Pickleball; Playground; RV/Boat Storage; Spa/Hot Tub; Other Association Fee Includes: Internet; Other Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-03-31

Location Tax and Legal

Street Number: 78
Street Name: TREETOP
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Landings at Greenbriar

Status Change Information

Major Change Timestamp: 2026-11-02T14:47:12Z
Major Change Type: Status Change
Purchase Contract Date: 2026-04-01
Close Date: 2026-10-30
Close Price: 561815

DPR Eligible

DPR Eligible: No

More Information

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: November - 02 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.