Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

7713 PEPPER Circle W, Jacksonville, FL 32244 (MLS# 2171393)

7713 PEPPER Circle W, Jacksonville, FL 32244

New Listing

$270,000

Virtual Tour

https://www.zillow.com/view-imx/f1c7d205-abed-44d9-aed0-7f1a0b386278?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,280 Lot Size (sq. ft.): 9,583 Status: Active

Current Price: $270,000 List Date: 10/29/2026 Last Modified: 11/03/2026

Overview

Description

Welcome home to this inviting 3-bedroom, 2-bath home offering comfortable living and plenty of outdoor space! Enjoy the screened and covered front porch, perfect for relaxing and enjoying the Florida lifestyle. Inside, the kitchen features abundant cabinet space and opens to the family room, where built-in shelving and a cozy wood-burning fireplace create a warm and welcoming atmosphere. Step outside to an open back patio with plenty of room to entertain, plus a concrete pad ideal for parking a boat or RV. A storage shed provides additional space for tools, equipment, and outdoor essentials. With NO HOA, you'll appreciate the added flexibility and freedom to enjoy your property your way! The roof was replaced (2013), HVAC (2025), and water heater (2020). Conveniently located close to shopping, restaurants, churches and I295.

Listing Details MLS# 2171393

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1280
Living Area Source: Public Records
Year Built: 1989
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.22
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Head north on Rampart Rd toward Longhorn Cir N. Turn left onto Cinnamon Lakes Dr. Turn right onto Pepper Cir W
Public Remarks: Welcome home to this inviting 3-bedroom, 2-bath home offering comfortable living and plenty of outdoor space! Enjoy the screened and covered front porch, perfect for relaxing and enjoying the Florida lifestyle. Inside, the kitchen features abundant cabinet space and opens to the family room, where built-in shelving and a cozy wood-burning fireplace create a warm and welcoming atmosphere. Step outside to an open back patio with plenty of room to entertain, plus a concrete pad ideal for parking a boat or RV. A storage shed provides additional space for tools, equipment, and outdoor essentials. With NO HOA, you'll appreciate the added flexibility and freedom to enjoy your property your way! The roof was replaced (2013), HVAC (2025), and water heater (2020). Conveniently located close to shopping, restaurants, churches and I295.
List Price/SqFt: 210.94

Property Features

Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Primary Bathroom - Shower No Tub; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Laminate Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame Other Structures: Shed(s) Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Garage Door Opener; RV Access/Parking Fencing: Back Yard Current Use: Residential Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-29

Location Tax and Legal

Street Number: 7713
Street Name: PEPPER
Street Suffix: Circle
Street Direction Suffix: W
County: Duval
State: FL
Postal Code: 32244
MLS Area Major: 067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
Subdivision Name: Cinnamon Lakes

Status Change Information

Major Change Timestamp: 2026-10-29T15:49:28Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

Flood Disclosure ›

Personal Property - Exhibit A ›

Sellers Disclosure ›

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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